• Home
  • Buy Picks
  • Free Picks
  • Handicappers
  • Odds
  • Leaderboards
  • Contact
  • Member Login
Ray Monohan Football Totals Picks
Date Match Up Rating Score Result Profit Lead Time Analysis
10-11-26 Vikings v. Saints UNDER 42.5 23-13 Win 100 115 h 54 m Show

UNDER 42.5

Minnesota's defense is the reason I'm playing this UNDER. The Vikings have allowed only 51 points and 4 TD's through four games, while opponents are converting just 18% of their red-zone trips and 23% on third down. They also lead the NFL with 16 sacks. That's a nasty matchup for a New Orleans offense coming off a 24-point effort in a blowout loss to Atlanta and now facing Minnesota without Travis Etienne Jr. The other half matters just as much. Minnesota ranks 31st in total offense, failed to score a TD against Miami last week and is dealing with injuries across the offensive line and skill positions. New Orleans can move the football, but finishing drives against this Vikings defense is a different assignment. Minnesota doesn't need to chase points here, either. A controlled game with field position, pressure and long drives works perfectly for us. At 42.5, I'm betting defense wins the argument. Take the UNDER.

Sunday 4* NFL O/U Play

10-10-26 UAB v. Memphis UNDER 58 13-38 Win 100 97 h 8 m Show

UNDER 58

UAB and Memphis have value to the under in this spot on Saturday. UAB has typically been known for their offensive firepower in recent seasons, but this year it’s been the defense that has stepped up for them. They’re giving up just 23.4 ppg and they’re putting a lot of pressure on opposing teams in the backfield. They’ve given up 21 points or less in all but one of their games and they’re forcing teams behind the chains early in downs. Memphis has been very similar defensively as well. They’re giving up just 22.4 ppg and it’s led them to a fast 4-1 start. This will be a game dominated by the defenses as neither has been vulnerable to the big play down field. Expect methodical drives and for both of these teams to utilize a lot of the clock. Back the under.

Saturday 3* NCAAF O/U Play

10-10-26 Ole Miss v. Vanderbilt UNDER 60 Top 52-17 Loss -105 94 h 41 m Show

UNDER 60

Ole Miss and Vanderbilt meet on Saturday and this is a great spot for an under play. Ole Miss had a much needed bye week to regroup and get themselves together after they couldn’t figure things out in Florida. Injuries bit them in that spot, as RB Kewan Lacy missed the game. He’s the biggest key for them as his rushing abilities allow this offense to sustain drives and keep the offense on the field. That will also bode well for the under here as Ole Miss will look to sustain the running game early and keep this clock moving. Vanderbilt is only putting up 25.4 ppg, while conceding 25 ppg defensively. This isn’t an explosive team by any means and they love to slow things down themselves. Expect both teams to really look to put themselves in short yardage situations on 3rd downs, while not taking many shots deep. This will turn into a grind of a game, where neither side puts up a lot of points. Back the under.

Saturday 5* NCAAF O/U Play

10-09-26 Florida State v. Louisville UNDER 60 20-44 Loss -110 10 h 54 m Show

UNDER 60

Florida State and Louisville have value to the under. This is going to be a game played Florida State’s way and they’ll slow this down. They only give up 21 ppg defensively and they have been a team that loves to establish the run game early. They’re going to do everything they can here to knock Louisville off their rhythm and turn this game into a grind. Offensively, both teams have had some issues when it comes to putting together scoring drives. Turnovers and plays behind the line have led to inconsistency and that’s what we’ll get here on Friday night with these two teams. Back the under.

Friday 4* NCAAF O/U Play

10-08-26 Bucs v. Cowboys OVER 47.5 24-16 Loss -110 50 h 17 m Show

OVER 47.5

Dallas has become an OVER machine because the Cowboys can score and can't stop anybody. Their first four games have averaged 59 combined points, and they've now cashed 10 straight OVERs. Dak Prescott has 8 TD passes against just 1 interception, while Dallas is converting 81% of its red-zone trips. That's the heavy lifting. The Tampa side is where this wager gets interesting. Jalon Daniels doesn't need to be polished against a Cowboys defense sitting near the bottom of the league in yards per play, third-down defense and explosive plays allowed. Dallas has also generated only 4 sacks, a huge break for a Bucs offense that has surrendered 16. Daniels showed he can create with his legs last week, and Tampa should be throwing if Dallas gets ahead. The Cowboys have allowed 13 TD's through four games and opponents are finishing 73% of their red-zone trips. That's gasoline around an offense already holding the match. At 47.5, I'm betting another Dallas shootout. Take the OVER.

Thursday 2* NFL O/U Play

10-04-26 Jaguars v. Bengals OVER 51 22-17 Loss -110 133 h 52 m Show

OVER 51

I'm expecting points here because both QB's are playing at a high level and these offenses are finishing drives. Trevor Lawrence has thrown 7 TD's against only 2 INT's, while Joe Burrow has 6 TD's with just 1 INT. Jacksonville is converting 53% on 3rd down and a ridiculous 89% of its red-zone trips into TD's. That's a major edge against a Cincy defense allowing 260 passing yards per game, and the Bengals pass rush didn't create enough disruption against Pittsburgh. On the other side, Burrow is coming off 282 yards and 3 TD's, and Cincinnati has enough weapons to answer if Jacksonville starts fast. The Jags just hung 35 on New England, while Cincy scored 27 at Pittsburgh, so both offenses enter this matchup showing some juice. Even with a total of 51, I see both sides reaching the high 20's with a legitimate path into the 60's. Take the OVER.

Sunday 4* NFL O/U Play

10-04-26 San Jose State v. Hawaii UNDER 51.5 20-16 Win 100 120 h 5 m Show

UNDER 51.5

Hawaii and San Jose State have value to the under. These are two offenses that are very one dimensional and they love to slow the game down. Neither team has much of an explosive playmaker, which has led to both running the ball a lot. Hawaii is only averaging 18.8 ppg and they just scored a mere 10 against a Wyoming team that struggles defensively. San Jose State fared no better last week themselves, only putting up 10 as well in a loss to Fresno State. This will be a game where both teams eat a lot of this clock with their run games and we see field position be the point of emphasis. Back the under.

Saturday 3* NCAAF Late Night Bailout O/U Play

10-02-26 Penn State v. Northwestern OVER 45 13-34 Win 100 11 h 32 m Show

OVER 45

Northwestern has shown enough offense to do its share here, and that's what makes 45 playable. Aidan Chiles just threw for 293 yards and accounted for 3 TD's against Indiana, while the Wildcats scored 34 and 41 in their other two games. Penn State has topped 20 points in three of four, but last week's 24-20 loss to Wisconsin exposed some cracks after the Nittany Lions blew a 17-point lead. I expect Penn State to come out aggressive after that mess, and Northwestern has already shown it can answer against quality competition. The Wildcats beat Penn State 22-21 last season, but this version of Northwestern looks capable of contributing more offensively. We don't need a Friday night video game to clear this number, either. A 27-21 type game gets the money, and both offenses have enough playmakers to create the explosive plays we need. At 45, I'm betting both teams do their part. Take the OVER.

Friday 4* NCAAF O/U Play

09-25-26 Clemson v. California UNDER 51.5 24-10 Win 100 9 h 19 m Show

UNDER 51.5

Clemson and Cal meet on Friday night and the under is the move here. Clemson had a come from behind win last week against UNC, but they still overall have a lot of issues offensively. They leaned heavily on their defense last week and that will be the case here once again. They don’t have the explosiveness offensively either, which will lead them to establishing the run game earlier in this one. Cal has allowed just 25 points combined over their last two games and they will put a lot of pressure on this Clemson back field. Expect field possession to be the key here in a low scoring game. Back the under.

Friday 4* NCAAF O/U Play

09-20-26 Steelers v. Patriots UNDER 42.5 3-20 Win 100 132 h 1 m Show

UNDER 42.5

Pittsburgh and New England have value to the under. New England’s offense was the issue in their Week 1 loss, while their defense dominated the entire game. The Patriots figured to have some regression offensively from last season and things aren’t going to get any easier against this Steelers defense that dominated the Falcons in Week 1. Both teams will lean on their defenses in Week 2, while offensively this game will feature a lot of runs to go along with short passes. Expect scoring chances to be at a premium. Back the under.

Sunday 4* NFL O/U Play

09-20-26 Eagles v. Titans UNDER 39.5 24-20 Loss -105 132 h 3 m Show

UNDER 39.5

Philadelphia and Tennessee have value to the under. Both offenses looked sluggish and struggled in Week 1. This will be another game where we see issues both ways. Tennessee had just 195 yards of offense in their home opener and this Philadelphia defense is going to feast on their offensive line. They’ll be able to get a huge push up front and put a lot of pressure in the backfield. Expect both defenses to mix in a lot of difference coverages and packages, while the offenses will look to establish the run games early. Back the under.

Sunday 2* NFL ATS Play

09-19-26 Fresno State v. San Jose State UNDER 51 26-10 Win 100 118 h 29 m Show

UNDER 51

Fresno State and San Jose State have value to the under. These two teams both got to see USC early in the season and now they meet in Week 3. This will be a game where both teams are on equal levels and it’ll be a grind. Fresno State allowed just 3 points last week, while San Jose State defeated Cal Poly while allowing 20 points. What we’ve learned so far into the season is that neither team is explosive. They love to sustain drives and establish run games. That’s going to be the case here as we’ll see the clock continue to move and field position be the key in this one. Back the under.

Saturday 4* NCAAF O/U Late Night Bailout Play

09-19-26 Arkansas State v. TCU UNDER 56 7-31 Win 100 115 h 18 m Show

UNDER 56

Arkansas State and TCU have value to the under. TCU played in the Week 0 Ireland game and they looked sluggish before slaughtering Grambling State last week. This will obviously be a step up from last week and they don’t have a lot of playmakers downfield. TCU has showed through 2 games they want to run the ball and that plays well into the under. Arkansas State is going to struggle against this defense. TCU plays extremely physical and they won’t have a lot of time in the backfield. This is a great spot for scoring drives to be at a premium. Back the under.

Saturday 3* NCAAF O/U Play

09-18-26 Miami-FL v. Wake Forest UNDER 56 33-20 Win 100 91 h 7 m Show

UNDER 56

Miami and Wake Forest are in a good under spot on Friday. This place will be rocking as Wake Forest will look to pull off a giant upset. They come in 2-0 and this will be a game where they look to maintain drives and keep this Miami offense off the field. That means a lot of runs and setting themselves up in short yardage situations on third down, which will keep this clock moving. Miami will have some issues as well with the Wake defense, that loves to blitz. They can start to rattle this backfield of Miami and the Hurricanes will find themselves behind the sticks a lot. Back the under.

Friday 3* NCAAF O/U Play

09-17-26 Lions v. Bills OVER 54.5 31-41 Win 100 11 h 42 m Show

OVER 54.5

Detroit and Buffalo have value to the over. Buffalo put up 36 points in their opener, while the Lions finished with 31. Both of these offenses just have so many different playmakers and this will be a game where we see a lot of big plays downfield. Neither defense looked good in Week 1 either as they were conceding a lot of deep passes and not getting off the field on third downs. Goff and Allen will have plenty of success against the opposing secondaries and that will result in a lot of red zone chances for both teams. Back the over.

Thursday 4* NFL O/U Play

09-17-26 Syracuse v. Pittsburgh UNDER 51.5 13-27 Win 100 67 h 5 m Show

UNDER 51.5

Syracuse and Pittsburgh have value to the under. This game will be played similar to Syracuse’s last game against California, where they fell 21-18 in a game that was very slow developing. Syracuse’s offense doesn’t have the explosiveness that it’s had in the past and they love to establish the run game early. Pittsburgh beat UCF 12-7 last week and this defense is going to be a problem for opposing teams all season long. Neither side likes to take many chances down field and we’ll see a lot of short yardage plays that keep this clock moving. Expect a low scoring game that’s close throughout. Back the under.

Thursday 2* NCAAF O/U Play

09-12-26 UL-Lafayette v. USC OVER 59.5 30-49 Win 100 85 h 16 m Show

OVER 59.5

USC and ULL meet out west and the over is the move. USC’s offense has looked like a well oiled machine so far this year putting up 42 and 38 points in their first two games of the season. Their defense did shut out Fresno State, but they allowed 26 to San Jose State in Week 0. The defensive issues for USC have stemmed back a few years and ULL loves to play fast. They put up 38 on Lamar in their opening win and they’ll find success with their ability to get to the edges. This game will feature a lot of chunk plays and both offenses taking their fair share of shots down field. Expect a high scoring game. Back the over.

Saturday 2* NCAAF O/U Play

09-12-26 Middle Tennessee State v. Marshall UNDER 57.5 26-28 Win 100 81 h 13 m Show

UNDER 57.5

MTSU and Marshall have value to the under. Marshall’s offense is going to struggle mightily this season. They were shut out by Penn State and never really threatened in a game where they just couldn’t stay on the field. MTSU allowed just 14 points to Murray State and they have the size and speed to match Marshall. Offensively, they will go up against a Marshall defense that will come out some purpose. This will be a very slow developing game, especially early, where both teams will try to slow the game down. Neither offense has a lot of down field threats, which will result in a lot of short plays and the clock continuing to move. This has the makings of a low scoring, grind it out style of game. Back the under.

Saturday 4* NCAAF O/U Play

09-12-26 Washington State v. Kansas State UNDER 49.5 7-34 Win 100 74 h 18 m Show

UNDER 49.5

Kansas State and Washington State meet on Saturday and the under is the move. Washington State struggled last week moving the ball against the Huskies in the Apple Cup and this Kansas State defense is just as good. They allowed just 3 points in their opener and they aren’t shy about producing a lot of different blitz packages. We saw WSU struggle with the Huskies ability to get into the backfield and that will be the case once again. Washington State is going to lean on their defense all season and this game will be no different. Kansas State loves to run the ball and work the clock and they’ll try to establish that early. With WSU having to play this game 9am local time on the east coast, expect some sluggish play early offensively. Back the under.

Saturday 2* NCAAF O/U Play

09-11-26 Missouri v. Kansas UNDER 51.5 38-21 Loss -110 10 h 43 m Show

UNDER 51.5

Missouri and Kansas have value to the under. Missouri will take a giant step in competition this week and this is a Kansas defense that is projected to be one of the tops in the conference. They allowed just 6 points last week and they are one of the best when it comes to playing man to man coverage. Missouri on the side allowed just 14 points themselves and they will cause a lot of issues for Kansas in their backfield. They love to blitz and this will be a game where they can get a good push on the Kansas o line, while forcing a lot of negative yardage plays. Back under.

Friday 4* NCAAF O/U Play

09-05-26 UNLV v. Hawaii UNDER 55.5 21-6 Win 100 36 h 38 m Show

UNDER 55.5

Hawaii and UNLV meet in Week 1 and the under has value. Both of these teams are in off a loss in Week 0 and this will be a game of adjustments for both teams. Particularly, defensively they’re going to look to rebound after Hawaii gave up 37 and UNLV gave up 27 last week. Both offenses are going to slow this game down as well. They’re very one dimensional and the goal for both will be to set themselves up in 3rd down and short situations. This will be a game where we see both offenses maintain drives and keep the clock moving. Back the under.

Saturday 1* NCAAF O/U Play

09-05-26 Northern Illinois v. Iowa OVER 44 0-40 Loss -110 30 h 40 m Show

OVER 44

Iowa and NIU have value to the over. Iowa has already announced they’re going to run two QBs in their opener and this is the perfect defense to go against. Iowa has made it clear this is almost an audition and that bodes well as we’ll get two QBs giving it their all. NIU had one of the worst defenses in the MAC last year and this will be a game they can move the ball at will. NIU offensively has a transfer from Western Carolina at QB in, Taron Dickens, and he has dual threat ability. This will be a game Iowa dominates, but NIU finds some contributions with their ability to push the ball downfield. Back the over. 

Saturday 3* NCAAF ATS Play

09-05-26 Kent State v. South Carolina OVER 53.5 0-57 Win 100 26 h 20 m Show

OVER 53.5

Kent State and South Carolina clash and this is a great over spot. Kent State’s defense has consistently been one of the worst in College Football and this is a perfect game for the Gamecocks to start with. After an abysmal season last year, they will lean on LaNorris Sellers to be the guy. This is a defense he can carve up with his legs and arm, which will result in a lot of big plays for South Carolina. Kent State finished with 5 wins last year and they return a lot of their offense which was very improved. They’ll find success as this game goes on and be able to take their shots down field. Back the over.

Saturday 2* NCAAF O/U Play

09-05-26 Liberty v. James Madison OVER 50 13-20 Loss -115 26 h 33 m Show

OVER 50

James Madison and Liberty meet and this game has the makings of an over game. Liberty had a very down season last year, as their defense was one of the worst. They return a lot of those same guys, who allowed 30+ points in four of their last five games. Liberty's offense however is tough to handle. They scored 27+ in five of their last six games as they love to play with tempo. JMU was a CFP team and even managed 34 points against Oregon in the quarterfinal. This offense is poised for another big season and they will have their way with this Liberty secondary. Expect both teams to play quick and produce a lot of chunk plays. Back the over. 

Saturday 4* NCAAF O/U Play

09-03-26 Colorado v. Georgia Tech UNDER 52 14-13 Win 100 10 h 30 m Show

UNDER 52

Colorado and Georgia Tech have value to the under. This game will headline Thursday night’s slate and we should get a game that doesn’t feature a lot of explosive offensive plays. Colorado will be under new offensive coordinator, Brennan Marion, and it will take him some to get acclimated with this offense. Georgia Tech will welcome in Alberto Mendoza and will be much more conservative early in this game. Neither team is going to look downfield early and we should see both really want to establish their running games. Expect a lot of clock chewing and longer possessions in a low scoring game. Back the under.

Thursday 3* NCAAF O/U Play

01-25-26 Patriots v. Broncos UNDER 42.5 10-7 Win 100 87 h 39 m Show

UNDER 42.5

New England and Denver meet in the Conference Championship and we’re on the under. Both defenses have stepped up tremendously this postseason and this is a game where they’re going to really put an emphasis on slowing the game down. Denver will have Jarrett Stidham under center and they won’t be airing the ball out at all. New England has continued to have slow, methodical drives throughout this postseason, dominating the time of possession. This will be dominated by the run games both ways and we’ll see a lot of clock chewing. Grab the under.

Sunday 4% NFL O/U Play

    More Content

    • Article Archive