5* NO BRAINER on Iowa State -2½ -119

All plays are made using sophisticated machine learning models.

5* NO BRAINER on Middle Tennessee State +7 -115

All plays are made using sophisticated machine learning models.

5* BEST BET on Wake Forest +3 -110

All plays are made using sophisticated machine learning models.

5* BEST BET on UL-Lafayette +11½ -110

All plays are made using sophisticated machine learning models.

5* BEST BET on South Alabama +15 -110

All plays are made using sophisticated machine learning models.

5* NCAAF - Tulane/S Miss ARMED FORCES BOWL Top Play on Tulane -6½ -110

Easy play here on Tulane in Saturday's early bowl action against Southern Miss in the Armed Forces bow. While the Green Wave ended up finishing the season with a mere 6-6 record, it was more a result of the brutal schedule they had to navigate. Tulane's 6 losses were against Auburn, Memphis, Navy, Temple, UCF and SMU. Four of which won 10 or more games. 

No disrespect to Southern Miss, but I just think they are outclassed here. Despite the tough schedule, Tulane still managed to finish 24th in the country in total offense at 456.8 ypg. They were also a respectable 55th in total defense. 

Golden Eagles are a very pass-happy team, which is evident by the fact that they finished 118th in rushing. Tulane on the other hand is a ball control team that ranked 11th in rushing at 251.4 ypg. I think the Green Wave are going to play keep away, which is going to wear down the Southern Miss defense and keep the Eagles offense out of sync. Take Tulane! 

5* NCAAF -Alabama/Michigan New Year's BOWL OF THE YEAR on Michigan +7½ -110

I love the Wolverines getting a touchdown and the hook against Alabama in the Citrus Bowl. While both teams ended the year with losses to their biggest rival, the Crimson Tide's was a lot more costly. Alabama's crushing 45-48 loss to Auburn knocked them out of the playoff race and for the first time since the playoff format was introduced they are not one of the 4 teams participating. 

I just think that makes this a really tough spot for Alabama to show up and it's not like we haven't seen this before when the Crimson Tide missed out on the BCS with a late loss and didn't show up in their bowl. On top of a lack of motivation, the Crimson Tide have a number of guys sitting out and are really decimated on the defensive side of the ball. 

Michigan had hopes of making the playoff, but those were put to rest a long time ago and I think they will have no problem here getting up for a shot at Alabama. Michigan's defense won't have to worry about facing Tua, which is a big plus, but more than anything I think a Wolverines offense that got better and better as the season went on will be able to do more than enough to keep this close and maybe even win outright. Take Michigan! 

5* NCAAF - Oklahoma/LSU Playoffs PLAY OF THE YEAR on Oklahoma +14 -110

I absolutely love the value here with the Sooners at this price. The hype around this LSU team has gotten out of control and the books have drastically inflated this line knowing the public is going to pound the Tigers no matter the number. 

I'm not going to say Oklahoma is going to win this game, but I'm extremely confident they keep it within two touchdowns. Sooners have more than shown they can compete on this stage the last two years. Last season they fell 45-34 to Alabama as a similarly priced 13 point dog. The year before they should have beat Georgia, but blew a big lead and wound up losing in 2OT. 

Oklahoma's offense might not be as potent as it was the last two years behind a couple of Heisman winners, but the defense is vastly improved. Also, as good as Joe Burrow and the LSU offense is, the defense can be had. They allowed 38 to Texas, 28 to Florida, 41 to Alabama and 37 to Ole Miss. I fully expect them to struggle with Lincoln Riley's offense and a turnover here or there by the Sooners defense and this could get real interesting. Take Oklahoma! 

5* NCAAF - Miami/La Tech INDEPENDENCE BOWL Top Play on Louisiana Tech +7 -110

Easy play here on the Bulldogs catching a touchdown against Miami in the Independence Bowl. I just don't feel Miami is the least bit interested in playing in this game, especially with how they closed out the season with back-to-back losses to FIU and Duke. Given the talent that the Hurricanes have, there's zero excuse for them losing either one of those games other than they just don't care about finishing the season strong. 

I just don't think Miami flipped a switch once the regular-season was over and started putting everything they had into beating LA Tech. There's no incentive for the Hurricanes to win this game. The same can't be said for the Bulldogs. Any time a small conference gets a shot at a Power 5, especially a storied program like Miami, they really get up for the game. 

That alone is enough reason to take the points with Louisiana Tech, but there's even more reason to like the Bulldogs. The game will be played in Shreveport, Louisiana, which is roughly an hour drive from their campus in Ruston. It's going to feel like a home game for the Bulldogs. 

You also have to take into account just how good La Tech head coach Skip Holtz has been at getting his team prepared and motivated for bowl play. Since he took over with the program, they have gone 5-0 in bowl games and he's 7-3 in his career as a head coach. I would not be shocked at all if they won this game outright. Take Louisiana Tech! 

5* NCAAF - UCF/Marshall GASPARILLA BOWL Top Play on Marshall +17½ -110

This is just too good a price to pass up with the Thundering Herd in Monday's matchup with UCF in the Gasparilla Bowl. Marshall has thrived in bowl games under head coach Doc Holiday. They have yet to lose since Holiday took over with a perfect 6-0 mark and come in having covered 5 straight bowl games. 

UCF had another fantastic season and are without a doubt the more talented team, but bowl games is all about motivation and I just wonder how much the Knights really want to be here. UCF was playing in the Fiesta Bowl last year and the Peach Bowl the year before that. They got nothing to prove here against a team they are favored to beat by more than two touchdowns. 

Marshall has the 43rd ranked defense (362.1 ypg) and 42nd in points allowed (23.1 ppg). With the extra time to prepare, I think they can slow down this UCF offense. At the same time, the Knights are vulnerable defensively against the run and the Herd averaged a healthy 195.7 rushing ypg (36th). This is just too many points. Take Marshall!

5* NCAAF - Wash/Boise St LAS VEGAS BOWL Top Play on Boise State +3½ -109

The Broncos are definitely worth a look here catching more than a field goal against the Huskies. There's a lot of talk about this being the last game for Chris Petersen with Washington and how they are going to play their hearts out for him because of that. I just don't that I buy that. If I was a Huskies player I would be a little ticked off that Petersen is walking away. 

The other big thing is this was not a great Washington team this year. One that lost at home to Cal and Colorado on the road. This is also a far cry from the kind of bowl that the Huskies are accustomed to. The last 3 years they have played in the Peach, Fiesta and Rose bowls. 

You also got some of their best players sitting out, which I think speaks volumes to how little this game really means to them. Left tackle Trey Adams and tight end Hunter Bryant are both skipping to prepare for the draft. 

Lastly, this is a Huskies offense that struggled to score and will be facing a really good Boise State defense. The Broncos ranked 35th in total defense (347.5 ypg) and 24th in scoring (20.6 ppg). They are also really good at stopping the run, ranking 19th in the country allowing 113.1 ypg. Broncos are also 10-3 SU in their last 13 vs a team from the Pac-12. Simply put, the wrong team is favored. Take Boise State! 

5* NCAAF - Utah St/Kent St FRISCO BOWL Top Play on Utah State -6½ -110

Easy play here for me on the Aggies. I don't get the line move at all as I thought the books had it priced right when they opened Utah State at -8.5. There's simply too much value here now with them under the key number of 7. 

I just think Jordan Love announcing he was leaving early to go pro and then some key guys getting accused of smoking pot had people leaning Kent State in this game. Thing is, Love is playing and those allegations appear to be false, at least from what head coach Gary Anderson is saying. 

Love is going to want to show out here to build up his draft stock. I also think the Utah State players will be motivated that much more after hearing the coach had their back. Love should have a field day in this one, as the Golden Flashes are awful defensively. They give up 471.7 ypg and allow 34.6 ppg away from home. They also are allowing opposing QB's to complete 69% of their attempts for 249 ypg and 8.4 yards/ pass attempt. 

Also, Kent State went 6-6 and their only decent win was against Buffalo and they trailed 27-6 in the 4th quarter of a crazy 30-27 win. Golden Flashes are a great story as they had quite the turnaround, but they are outclassed in this one. Take Utah State!

5* NCAAF - Army/Navy NO LIMIT Top Play on Navy -10 -110

I got no problem laying double-digits with the Midshipmen in Saturday's huge rivalry game with Army. Some might think Navy will be looking ahead to their bowl, while Army is going to treat this like it's their bowl game. Sure the Black Knights are going to come to play, but don't think for a second that the Midshipmen aren't 100% focused on this game. 

A big reason for that is they come in having lost 3 straight in the series after they had rattled off 14 wins in a row over Army. A big reason for the Black Knights recent success is they for the first time in a long time had the better talent on the field. This year Army has underperformed big time and finished just 5-7, despite a schedule that had many calling for at least 8 wins. 

Navy has played the much tougher schedule and are 9-2. Midshipmen are the better team on both side of the ball and I just think they come out with a chip on their shoulder Saturday and win here by at least 14. 

Army is just 1-9 ATS last 10 as a neutral field dog of 7.5 to 14 points and have lost in this spot by an average score of 35 to 10. Take Navy! 

5* NCAAF - Georgia/LSU SEC PLAY OF THE MONTH on Georgia +7½ -110

I love the value here with Georgia keeping this within a touchdown against LSU in the SEC Championship Game. LSU has been the talk of college football this year and it's only a matter of time before Tigers quarterback Joe Burrow is named this year's Heisman winner. I just think with how the public is pounding LSU right now, it's resulted in too good a price to pass up with Georgia. 

The biggest thing that I think people are overlooking in this game is Georgia's defense and part of that is the public just doesn't think this LSU offense can be stopped. The Bulldogs defense was already going to be fired up for this game and I think all the Burrow talk will have them playing with a massive chip on their shoulder. Keep in mind Georgia hasn't allowed more than 17 points in any game this season and are excellent against both the run and the pass. 

Ed Orgeron has proven he's more than just a motivator, but I still give the coaching edge to Georgia's Kirby Smart. People were saying the same things about Georgia the last two years when they met up with Alabama in the national title game in 2017 and in last year's SEC title game. They lost both of those games, but should have won both meetings. 

Underdogs of 3.5 to 10 points that are outgaining teams by 125 or more total yards and off a game where they gained 6.75 or more yards/play are 60-28 (68%) ATS over the last 10 seasons. At the same time, neutral field underdogs that are outrushing opponents by 100 yards/game are 36-11 (77%) ATS over the last 5 seasons. Take Georgia! 

5* NCAAF - Vegas Insider GAME OF THE MONTH on Purdue +7 -115

I love the value here with the Boilermakers catching a touchdown at home against the Hoosiers. I think the fact that Purdue is sitting at 4-7 and can't get to a bowl has people thinking they won't show up. I don't think that will be the case at all. If anything it just continues a run here of the Boilermakers being undervalued, as they have covered 3 straight and 6 of 7 overall. 

Indiana's already got 7-wins, so they are just playing to get to a slightly better bowl, but I also think they could be out of gas here after playing their last two games against big time opponents in Penn State and Michigan. 

Hoosiers defense struggled against both the Nittany Lions and Wolverines. Road teams who are outscoring opponents by 7+ ppg are just 45-87 (34%) ATS after allowing 31 or more in 2 straight over the last 10 seasons. Boilermakers are also a dominant 13-4 ATS last 17 as an underdog. Take Purdue! 

5* NCAAF - Big Ten GAME OF THE YEAR on Iowa -4½ -109

I cashed in on Nebraska last week at Maryland and the Cornhuskers didn't disappoint, as they took out a season worth of frustration in a 54-7 victory over the Terps. However, that win doesn't change the outlook on this Nebraska team and I'll gladly back a much better Iowa team laying less than a touchdown on Friday. 

Hawkeyes have owned the Cornhuskers of late with 4 straight wins against their rivals. I'm confident they make it 5 in a row, as I think the conditions for this game will heavily favor Iowa. It's going to be miserable with rain expected throughout. That's going to allow the Hawkeyes to focus that much more on a one-dimensional Nebraska offense. 

As for the Cornhuskers defense, don't be fooled by their big effort against Maryland. Prior to holding the Terps to a mere 7-points they had allowed 30+ in 4 straight games and even Maryland was able to run for 149 against them. Iowa should control both sides of the ball and win here easily. 

Hawkeyes are 20-7 ATS last 27 as a road favorite of 7 or less, while the Cornhuskers are a mere 4-15 ATS last 19 at home and 0-7 ATS last 7 as a home dog. 

5* NCAAF - ACC PLAY OF THE MONTH on Louisville -9 -110

Easy play for me on the Cardinals laying single-digits at home against the Orange. I just think we are getting a great price with Louisville due the fact that Syracuse finally showed some life in last week's 49-6 win as a 10.5-point road dog at Duke. That would be great if the Blue Devils were playing well, but Duke is on a free fall. Blue Devils have been outgained now by 100+ yards in 3 straight and have lost the yardage battle in 6 straight. 

Even though they won by a whopping 43-points, Syracuse only outgained the Blue Devils by 116. The only other two teams the Orange have won the yardage battle against all season are Holy Cross and Liberty. This is a team that got outgained by 250 yards to Maryland and 243 a couple weeks ago against BC. 

Louisville has one of the best offenses people don't know about. They are averaging 32.3 ppg and 438 ypg. What's impressive is it's come against opponents who on average are allowing just 25.1 ppg and 377 ypg. They should score at will here and while the defense isn't great, I think they easily win by two touchdowns. 

Orange are 2-11 ATS last 13 off an upset win by 14 or more points and have lost in this spot by an average of 20 ppg. Take Louisville! 

5* NCAAF - Ohio/BG MAC PLAY OF THE MONTH on Ohio -20 -110

I like the Bobcats to cruise to a easy win and cover at Bowling Green Tuesday night. Ohio may have had their MAC title hopes crushed with back-to-back heartbreaking losses to Miami (OH) and Western Michigan, but there's still a ton to play for in these last two games, as the Bobcats need to win out to make a bowl. 

Ohio may have just 1 more win on the resume than the Falcons, but the talent gap between these two is really noticeable. While the Bobcats are just 3-3 in MAC play, they are outscoring teams by 2 ppg and outgaining them by 23.6 ypg. Bowling Green is getting outscored by 16.3 ppg and 141.4 ypg in MAC play. 

The biggest thing for me here is I just don't see the Falcons defense being able to keep the Bobcats from putting up a huge number. Ohio averages 200 ypg and 5.1 yards/carry on the ground. They will be facing a BG defense that gives up 212 ypg and 5.2 yards/carry. 

Also, Falcons have nothing left to play for after last week's 44-3 loss to Miami (OH), as the best they can finish is 5-7. BG is also just 3-11 ATS last 14 as a dog of 10.5 to 21 points and 1-7 ATS as a dog of any number this season. Take Ohio! 

5* NCAAF - Oklahoma/Baylor Big 12 PLAY OF THE YEAR on Oklahoma -10 -110

There's plenty of people talking about how Baylor deserves to be ranked higher than No. 12 with their perfect record, but I'm with the playoff committee. I just don't think the Bears are anywhere close to as good as their record and I think it could get ugly on Saturday in Waco. 

Oklahoma is hands down the most talented team in the Big 12. They had a slip up at Kansas State, but I think more of that was them just not giving the Wildcats the respect they deserve. They won't make that mistake against the Bears. 

The biggest thing for more me is I don't think Baylor's defense can contain Jalen Hurts and this high-powered Oklahoma offense. That's a big problem, as I don't think the Bears have the goods offensively to go keep this close if the Sooners put 30+ on the board. 

Bears are just 5-15 ATS in their last 20 home games when listed as an underdog of 7.5 to 14 points. Oklahoma has failed to cover their last two in large part because of turnovers. They posted a -2 turnover margin in both ATS losses to K-State and Iowa State. Sooners are 7-0 ATS last 7 times they have posted back-to-back games with a turnover margin of -2 or worse. Take Oklahoma! 

5* NCAAF - Late Night PLAY OF THE MONTH on Nevada +17½ -105

Love this spot and the price we are getting with the Wolf Pack. This is just too many points for San Diego State to be laying with how much they struggle to score. Aztecs are only averaging 21.7 ppg on the season and it actually gets worse when they play at home, where they are scoring just 16.3 ppg. 

Nevada's defense isn't great, but they did just hold New Mexico to a mere 10-points last week, so they can keep SDST in check. Last time out the Aztecs were a 11.5-point favorite at home to UNLV and barely won 20-17. San Diego State is 3-11 ATS last 14 games as a home favorite. Take Nevada! 

5* NCAAF - Big 12 GAME OF THE MONTH on West Virginia +3 -110

Love the Mountaineers as a home dog this Saturday against the Red Raiders. This couldn't be a better time to buy low on West Virginia, who comes in having lost 4 straight. Even though the Mountaineers easily covered as a 17.5-point home dog last time out at Baylor, most won't be able to get past the fact that they have scored exactly 14 points in each of their last 3 games. 

The thing you have to keep in mind with the recent slide is the fact that it's come against arguably the four best teams in the Big 12 in Texas, Iowa State, Oklahoma and Baylor. Texas Tech is definitely a team they can beat and there's plenty of motivation still for West Virginia, as they need to win 3 of their last 4 to make a bowl. 

Another thing is the Red Raiders should not be favored on the road against any team in the Big 12. Texas Tech is 0-4 on the road this season, where they are giving up 38.2 ppg and 548.2 ypg. Also, Red Raiders have lost 3 straight and 5 of 6 overall. Texas Tech head coach Matt Wells is 0-8 ATS as a head coach when his team comes in having lost 4/5 of their last 6. Take West Virginia! 

5* NCAAF - PAC-12 GAME OF THE MONTH on Washington -9½ -110

I absolutely love the Huskies here in what I feel is a huge bounce back spot following a couple of tough losses against two of the Pac-12's best in Oregon and Utah. I get crazy things can happen in weekday games and Corvallis is not an easy place to play. However, I just think the talent gap here is too much for the Beavers to keep this to single-digits. 

Last time Washington went on the road they were a slim 6-point favorite at Arizona and they annihilated the Wildcats 51-27. As for Oregon State, not question they are improved, but they still haven't been anyone worth a lick. Last time they hosted a decent team was Utah in the middle of October. Beavers were a mere 14-point dog and got annihilated 52-7. 

I just don't think it's asking a lot for Washington to win here by at least 2 touchdowns. Oregon State is just 2-7 ATS last 9 at home and Huskies are a dominant 14-5 ATS last 19 as a favorite of 3.5 to 10 points. Take Washington! 

5* NCAAF - Non-Conference PLAY OF THE MONTH on UAB +10½ -110

As bad as it's been for the Volunteers this year, I think the public is going to be tempted to take Tennessee laying less than two touchdowns against a team from C-USA, especially considering the Vols have won 2 of their last 3, including a 41-21 blowout win over South Carolina last time out. 

That tells me the books really like UAB's chances to cover and I agree. The Blazers are extremely well coached under Bill Clark, who has a 31-15 record in 3+ seasons in Birmingham. Vols are also just 5-14 ATS in their last 19 home games and 2-7 ATS last 9 off a win. 

Great system in play favoring a fade of Tennessee. Home teams that have won 2 of their last 3 games and still own a winning percentage between 25% to 40% are just 8-34 (19%) ATS when facing a team with a winning record. Take UAB! 

5* NCAAF - Utah St/Air Force MWC GAME OF THE YEAR on Utah State +4½ -111

I love the Aggies getting more than a field goal against the Falcons. Air Force's starting quarterback Donald Hammond is questionable to play and if he does suit up he might not be 100%. Regardless, I would have liked Utah State at this price. 

Utah State is 4-2 with their only two losses at Wake Forest and at LSU and they probably should have beat the Demon Deacons (lost 35-38). Aggies got one of my favorite 'Group of 5' quarterbacks in Jordan Love and he should torch this Air Force defense that is allowing opposing QB's to complete 64% or more. Last year Love threw for 356 yards and 2 scores against the Aggies. 

Utah State has covered 14 of their last 19 overall as the books just don't give them the credit they deserve. Air Force 0-6 ATS last 6 after covering 2 of their last 3 and 0-7 ATS last 7 after outrushing two straight opponents by 125 or more yards. Take Utah State! 

5* NCAAF - Auburn/LSU SEC GAME OF THE YEAR on LSU -10 -107

This might seem like a big number for LSU to be laying against a Auburn team that is 6-1 both SU and ATS, but I just think LSU is a clear step above Auburn. Everyone was calling for LSU to have a letdown last week against Mississippi State and they cruised to a 36-13 win. 

Auburn gets a lot of love for beating Oregon and Texas A&M, but they also lost by 9 at Florida and LSU beat the Gators by 14. I just don't think the Auburn can go score for score with LSU and this will get ugly once Auburn is forced to throw. 

Home favorites in games involving two dominant teams that are outgaining opponents by 1.2 or more yards/play are 70-32 (69%) ATS if coming off 3 straight games where the gained 6.35 or more yards/play. 

Also a strong system in favor of fading Auburn. Teams like Auburn that have beat the spread by 49 or more combined points in their last 5 games and have won 80% or more of their games are a mere 31-70 (31%) ATS when facing a team with a winning record. Take LSU! 

5* NCAAF - SMU/Houston C-USA PLAY OF THE MONTH on SMU -13½ -109

Laying almost two touchdowns on the road in a weekday game isn't thought of as a great play. I don't care. I think SMU is going to absolutely lay it on the Cougars tonight. 

Houston had a spirited effort in the first game after King decided to take a healthy red-shirt because his team wasn't good enough, but that was against a North Texas team that has not lived up to expectations. They then were beat badly at Cincinnati and barely won on the road against UCONN. 

As for the Mustangs, they haven't lost a game behind their star transfer QB Shane Buechele, who ranks in the Top 10 in both yards (2,122) and TD passes (18). Books  have not been able to set the number high enough, as SMU is 6-1 ATS. They are going to score at will against this Houston defense and I don't see the Cougars being able to keep pace. Take SMU! 

5* NCAAF - Vegas Insider PLAY OF THE YEAR on Boise State -7 -109

I'll gladly lay the touchdown with Boise State on the road against the Cougars. I'm not really sure why this BYU team gets so much love. The schedule has been brutal, there's no denying that. However, their two wins are against Tenn and USC by 3-points a piece. 

This team lost by 26 at home to Washington, lost at Toledo and they just fell at South Florida. That loss to USF is bad. The Bulls were without starting QB Blake Barnett (had just 72 yards passing). That's the same USF team that lost 49-0 to Wisconsin and somehow managed to lose to an awful Georgia Tech team. 

I get that Boise State's QB might not play, but the backup has been solid. More than anything, I don't think the Broncos need much from their QB to win here by double-digits. Take Boise State! 

5* NCAAF - Mountain West PLAY OF THE MONTH on Wyoming -17½ -103

Love the Cowboys to cover the number at home against the Lobos. New Mexico lost by 52 on the road to Notre Dame and just lost by 14 at home to a bad Colorado State team. They got no business keeping this close. 

Cowboys will be motivated off a tough a loss at SDSU and the game before they took out UNLV at home 53-17. Last year Wyoming destroyed the Lobos 31-3 and the year before it was 42-3. Expect more of the same on Saturday. 

Cowboys are 6-0 ATS last 6 vs a bad team that's won between 25% and 40% of their games the last 3 seasons, winning in this spot by 19.5 ppg. Take Wyoming! 

5* NCAAF - Early Week Day PLAY OF THE MONTH  on Troy -14½ -110

I think the books made a big mistake not making Troy a much bigger favorite here. There's no denying that this year's Trojans team isn't as good as the one that won 10-games last year. That and the fact that Troy is just 1-4 ATS has people considering South Alabama at this price. 

It's not like The Trojans have been losing to bad teams and they are a couple close losses away from being 4-1 with their only loss on the road to Missouri. They are still way more talented than South Alabama and I just don't see the Jaguars pathetic excuse for an offense being able to keep pace. 

South Alabama has not eclipsed 17 points in any of their last 4 games and have played some bad defenses in this stretch. The most they have scored all season against a FBS opponent is 21 against Nebraska and they had a 13-yard TD drive in that game. The Trojans has scored 35+ in every game not against a Power 5 opponent. Take Troy! 

5* NCAAF - Vegas Underdog GAME OF THE YEAR on Purdue +3½ -105

I love Purdue getting a field goal and the hook at home against Maryland. No way should the Terps be favored on the road here. I get that Purdue is down their starting QB and star wide out Rondale Moore, but it's not like Maryland isn't down a few key players. Terps will be without their starting QB in Josh Jackson and will once again turn to Tyrrell Pigrome. 

Sure Pigrome has experienced, but there's a reason he's been a backup for four years. It's pretty big downgrade here from Jackson. The fact that Maryland is favored with him as the starter will only serve as more motivation for Jeff Brohm's team. Purdue is 4-1 ATS in their last 5 as a home dog. 

Maryland comes in off a 48-7 blowout win over Rutgers. Based on what we have seen from the Scarlet Knights this season, I'm not sure why everyone is so excited about that win. This is still the same team that lost 20-17 on the road to Temple and managed just 128 total yards in a 59-0 loss at home to Penn State.  

Keep in mind Maryland followed a 63-20 blowout win over Syracuse with that upset loss at Temple and are just 4-15 ATS in their last 21 off a conference win by 21 or more points. Take Purdue! 

5* NCAAF - Big 12 GAME OF THE MONTH on Texas Tech +10½ -110

Perfect opportunity to play into some overreactions and get a great number with the Red Raiders at home. No one wants anything to do with Texas Tech in this matchup. Red Raiders enter off back-to-back double-digit losses. First they fell 28-14 at Arizona and then returned from their bye with a 55-16 setback at Oklahoma. 

As for the Cowboys, they just won convincingly 26-13 at home over a ranked K-State team, improving to 4-1 on the year. Only loss a close defeat at Texas 36-30. Most will feel like 10 isn't enough for Tech to cover. 

Red Raiders are not as bad as people think. I think they show up with a max effort and will be a lot more potent in front of a rowdy home crowd with a ranked team visiting. Key to slowing to the Cowboys is not letting Chubba Hubbard get free. I think Tech's defense will be up to the task. If OK State doesn't bring their 'A' game, I could easily see the Red Raiders winning outright. Take Texas Tech! 

5* NCAAF - Sun Belt PLAY OF THE MONTH on South Alabama +10 -110

The public is all over Georgia Southern in this one, but yet we have seen the line keep dropping in favor of the Jaguars. I'm with the sharp money on this one, as I think we are getting great value with South Alabama as a double-digit home dog. 

Jaguars enter this game at 1-4, but it's been a pretty rough schedule. Of the 4 losses, 3 have come on the road against the likes of Nebraska, UAB and ULM. The other was a home game against Memphis. 

Georgia Southern is just 1-3 and were just beat badly at home by Lafayette last week, which really tells me this is not same caliber a Eagles team as the one that won 10-games last year. The Ragin' Cajuns outgained them 440 to 252 (lost by double-digits despite being +2 in turnover margin). 

Eagles are just 1-4 ATS last 5 overall, so the books are clearly overvaluing them of late. Jaguars are 4-1 ATS last 5 vs a team with a losing record. Take South Alabama! 

5* NCAAF - Vegas Insider GAME OF THE MONTH on Notre Dame -11 -110

I was really impressed with the Irish in last week's loss to Georgia. The public was all over the Bulldogs in that game. While Notre Dame covered, I don't feel they did enough to sway the public back to the point they want to lay double-digits with them. 

In fact, I see the public looking to grab the points with Virginia. Not only are the Cavaliers ranked No. 18 and 4-0, most will see this as a letdown game for Notre Dame. I don't. I think Virginia is getting a little too much respect. They beat Pitt by 16, but only outgained them by 53 and Pitt led 14-13 at the half. They trailed FSU 24-17 in the 4th quarter and fell behind 17-0 to Old Dominion (still trailed 17-14 going into the 4th quarter).

I just don't think the Cavaliers offense is good enough to go into a hostile environment against a good Notre Dame defense and keep pace with Ian Book and the Irish offense. Irish are 6-1 ATS last 7 at home against a team with a winning road record. Chip Kelly will have this team ready to go off the tough loss. Take Notre Dame! 

5* NCAAF - Big Ten GAME OF THE MONTH on Maryland +7 -110

Love the value here with the Terps as a touchdown dog against the Nittany Lions. It's not that Penn State isn't a talented team, they are extremely young and I just don't feel like they are the 12th best team in the country.

One of the more difficult thing for young/inexperienced teams is to play on the road in a hostile environment. That's where upsets happen and I think we could definitely see Maryland win this game outright. A lot of people were on the Terps after they crushed Syracuse, only to jump right off the ship after an upset loss at Temple. 

I wasn't surprised to see them stumble on the road against the Owls. The Terps were feeling themselves off that big win over a ranked team and the fact that they were a Top 25 team. I really like the skill players they got on the offensive side of the ball and former Va Tech quarterback, Joshua Jackson, looks really good in this offense.

I think they are going to have a big day against a Penn State defense that isn't as good as the numbers. Nittany Lions have somehow only given up 23 points in their last 2 games, despite allowing more than 800 yards of offense. Take Maryland! 

5* NCAAF - American Athletic GAME OF THE MONTH on Navy +11 -110

Navy is definitely worth a look here as a double-digit dog against Memphis on Thursday Night. Midshipmen went just 3-9 last year and were a team not many people were talking about in 2019 with just 8 starters back. However, this should be a much improved team (service academies are use to not having a lot of guys back) on both sides of the ball. 

They have looked great in their two games so far this season. They beat Holy Cross 45-7 as a 21.5-point favorite and East Carolina 42-10 as a 7.5-point favorite. Books weren't close with the number posted in either of those games. I think it's the same thing here. 

Navy has won 3 of the last 4 meetings against Memphis, including a 22-21 win as a 6.5-point dog last year. A lot of people are praising this Memphis defense cause it shutdown Ole Miss in the opener, but stopping the triple-option is not easy and all that running limits the number of possessions.

Midshipmen are 18-5 ATS last 23 as a road dog of 7.5 to 14 points. Memphis is just 8-21 in their last 29 off a double-digit road win, 5-15 ATS last 20 after outgaining 2 straight teams by 125 or more yards and 0-8 ATS last 8 after gaining 525+ yards in their last two. Take Navy! 

5* NCAAF Small Conference PLAY OF THE YEAR on Ohio -3 -110

Absolutely love Ohio here as a small 3-point home favorite against the Ragin Cajun's. This is the perfect time to buy low on the Bobcats and sell high on Lafayette. Ohio didn't cover in their opener against Rhode Island, despite winning by 20+, and then lost back-to-back on the road against Pittsburgh and Marshall. Two games they were expected to lose, but nonetheless there's nothing to get you excited about with Ohio. 

Key here is that this is one of Frank Solich's better teams he's had at Ohio and a lot of people have them as the best team in the MAC this year. They are going to be chomping at the bit take the field at home, where they have are 1-0 this year and 48-13 over the previous 10 seasons (12-1 since 2017). 

As for Lafayette they covered against Mississippi State in the opener and followed that up with back-to-back blowout wins and covers at home against Liberty and Texas Southern. The close call against the Bulldogs looks less impressive after Miss St lost at home to K-State and that Liberty team they beat lost 24-0 to a bad Syracuse team. 

Ohio lost by just 2-points last week at Marshall and that's worth noting, as the Bobcats are 12-4 ATS under Solich off a loss by 3 or less. They have also covered 16 of their last 20 vs a team that's outscoring opponents by 10+ ppg (Lafayette +27.4 ppg). Take Ohio! 

5* NCAAF - C-USA GAME OF THE MONTH on Louisiana Tech -9 -109

This is a no-brainer for me to lay single digits at home with Louisiana Tech against the FIU Panthers. Something just isn't right with this FIU team. The Panthers are a team that was suppose to be a contender in C-USA with 16 starters back from a 9-win team. I just feel like the books are being slow to adjust. 

They got embarrassed by Tulane 42-14 on the road in Week 1 and were a mere 3-point dog in that matchup. They then lost at home as a 7.5-point favorite to WKU. They finally get a win last week over New Hampshire, but only won 30-17 as a 13.5-point favorite. 

The offense has not looked great, especially the passing game. Starting quarterback James Morgan, who was great for them last year is dealing with an ankle injury, but it felt like he was already losing time to backup Kaylan Wiggins. The defense has also been sub-par, especially against run. 

I just don't see the Panthers being able to keep pace with J'Mar Smith and the Bulldogs offense. Smith has been playing at a high level. He had 331 yards and 2 scores against Texas, so it's hard to see FIU keeping in check. 

Panthers come in averaging 307 ypg. There have been only 6 times as the head coach of the Bulldogs that Skip Holz has faced a team that averages 310 or fewer yards. Holtz and the Bulldogs are 6-0 ATS in this spot with an average margin of victory of 21.6 ppg. Take Louisiana Tech! 

5* NCAAF - Non-Conference GAME OF THE MONTH on Tulsa +14½ -105

Absolutely love the value here with Tulsa as a two touchdown dog at home against the Cowboys. I've really been impressed with what I've seen out of the Golden Hurricane to start out 2019. Tulsa kept it closer than just about everyone expected in a 28-7 loss at Michigan State in Week 1 as a 23.5-point dog. 

Instead of giving the Golden Hurricane's defense for going on the road and holding the Spartans to 28 points and just 303 total yards, they just wrote it off as Michigan State's offense being bad. That kinda doesn't work after watching the Spartans put up 51 points and 582 yards in a 34-point win at home against Western Michigan.

Tulsa's defense wasn't spectacular at San Jose State last week, but that second straight game on the road is always tough, plus it was a huge sandwich spot. Teams that can keep Oklahoma State's offense from getting into a rhythm tend to have a lot of success against them. Should be a rowdy crowd, as this is also their home opener. Outright win is definitely a possibility. Take Tulsa! 

5* NCAAF - Vegas Undervalued DOG OF THE MONTH on Nevada +24½ -110

Even though the Ducks came up short in their Week 1 loss at Auburn, I think a lot of people were impressed with how well Oregon hung around with the Tigers. This is also a team that was getting a ton of hype preseason because of quarterback Justin Herbert. 

I believe it has the Ducks way overvalued here at home against Nevada. This far from an easy spot for Oregon, who still has to be licking their wounds from that meltdown against Auburn. The Ducks led 21-6 with less than 5 minutes to play in the 3rd quarter and gave up the game-winning TD with 9 seconds left on a 26-yard pass by a true freshmen. 

Nevada on the other hand comes in off a thrilling 34-31 win at home over Purdue. The Wolf Pack trailed 31-14 in the 2nd half. They tied it at 31-31 with less than a minute to play and won the game on a 56-yard field on the last play of the game. 

I don't think Nevada is capable of winning this game on the road, but I do think the Wolf Pack have the offensive fire-power to easily cover the number here. Take Nevada +24.5! 

5* NCAAF - 'Group of 5' Non-Conf PLAY OF THE MONTH on Boise State -10½ -106

I like this Marshall team and could see them being a force in Conference USA this year, but I think Boise State is on a different level. I not only think the Broncos win at home Friday night over the Thundering Herd, I think they do so with ease. 

You never really know what you are going to get from a true freshman quarterback until they play in a game. I don't think there's many concerns lingering for Boise State's Hank Bachmeier. The true freshmen threw for 407 yards on 30 of 51 passing in Week 1 and did it on the road against a Power 5 opponent in FSU. Even more impressive is he guided his team back from a 31-13 deficit. 

Marshall only gave up 21.8 ppg and 339 ypg, but a lot of that is playing in C-USA. They gave up 37 points and 502 yards to NC State and 41 points and 454 yards to Va Tech. I think Boise will have no problem scoring 35+ here and I like the Broncos defense to keep Marshall to 20 or fewer, giving us plenty of breathing room to cash in a cover.

Broncos are 15-5 ATS in their last 20 after giving up 24 or more points in the 1st half of their last game and are 11-2 ATS last 13 off an upset win as an underdog. Take Boise State! 

5* NCAAF - Houston/Oklahoma ATS HEAVY HITTER on Oklahoma -21½ -115

I got no problem laying the points with Oklahoma. I think the betting public is going to be all over Houston given the hype around this team with Dana Holgorsen leaving West Virginia to take over. Holgorsen is known for his ability to get a lot out of the QB position and the Cougars have a good one in D'Eriq King. 

However, Houston is out-classed big time in this one. I get Baker Mayfield and Kylar Murray were big time talents, but their success is 100% a result of Lincoln Riley's brilliant offensive mind. No reason not to expect this offense to be potent with Jalen Hurts running the show. 

I also think Oklahoma's defense will be greatly improved under coordinator Alex Grinch. Houston on the other hand lost a ton on the defensive side of the ball. Sooners are going to score at will and I just don't see Houston being able to keep pace. Take Oklahoma! 

5* NCAAF - Opening Week GAME OF THE YEAR on Ole Miss +6½ -110

I think we are going to look back at this line later in the season and wonder what the heck were the books thinking making Ole Miss a dog against a non-Power 5 opponent. Especially one as talented as the Rebels. 

Ole Miss struggled in SEC play last year, but this team went 4-0 in non-conference. The most impressive non-conference win came in Week 1, as they rolled Texas Tech 47-27 as a 2-point dog. 

I know the record doesn't exactly reflect it, but there's a ton of talent on this Ole Miss roster and I love the two new coordinators they brought in to get the most of the talent on hand. Rich Rodriguez is new OC and Mike MacIntyre is the new DC. Two guys maybe didn't have the best run as head coaches, but are coaching what they know best in Oxford. 

Not to take anything away from Memphis, who has been one of the better Group of 5 programs the last 5 years, but I think they are outclassed. Keep in mind they got annihilated 65-33 by Missouri out of the SEC last year. I just don't see the Tigers winning here by a touchdown and will certainly have some money line action on the Rebels. Take Ole Miss! 

5* NCAAF - Friday Night VEGAS INSIDER on Rice +23½ -104

Not only is Army being overvalued coming off their 11-win season in 2018, but this also an awful spot for a blowout.

The Black Knights have been a force under Jeff Monkin the last few years. They are 29-10 the last 3 seasons. Rice has 19 wins over the last 5 with a mere 5-31 mark the last 3 seasons. Easy to see how we get an inflated number. 

Rice is now in year two under head coach Mike Bloomgren and I look for the former Stanford OC to have the Owls improved across the board in 2019. Getting all this extra time to prepare for the triple-option is huge. 

As for the bad spot, no way does Army not look ahead to next week's game at Michigan. They have to be thinking the less they can put on tape for the Wolverines the better and it should also lead to starters getting pulled a little earlier in the 2nd half if things do get out of hand, opening up for a backdoor cover. Either way I like the Owls to keep this within the number. Take Rice! 

5* NCAAF - No Limit Non-Conf GAME OF THE MONTH on Cincinnati -2½ -105

I think we are getting a gift here with Cincinnati laying less than a field goal at home. These two met in last year's season opener and the Bearcats won outright 26-17 as a 14-point dog.

While UCLA will be improved in year two under Chip Kelly, I still think they are a year or two away recruiting wise before he can really get this program back near the top of the Pac-12. Let's also not forget that Luke Fickell is now in year 3 at Cincinnati and this is the year it typically all comes together for new coaches.

Fickell has 14 returning starters, including a really talented sophomore quarterback in Desmond Ridders. The offense is going to be good and there are still major concerns with UCLA's defense. Fickell, who was the DC at Ohio State will have the defense ready. Bearcats went from allowing 31.8 ppg in his first year to only giving up 17.2 ppg. They also shaved 100+ yards/game off what they allowed. 

You also have to factor in how hard it is to play on the road early in the season, especially the opener. Not to mention that when the Bearcats' put out a decent team, Nippert Stadium turns into one of the more tougher places to play. Take Cincinnati! 

5* NCAAF - Villanova/Colgate (FCS) TOP PLAY on Colgate -4 -109

Most are going to simply focus on the two FBS matchups between Florida/Miami and Arizona/Hawaii, but the real value on this first Saturday of college football is at the FCS level. I absolutely love Colgate as a small home favorite. 

This Raiders team is the real deal. They got a lot of talent back on a defense that was outstanding in 2018. They held 5 different teams scoreless last year. They got back their QB in Grant Breneman (Patriot League Preseason Player of the Year) and ranked #13 in the FCS Poll. 

Villanova is being picked to finish in the bottom half of the CAA. They got no shot here of keeping this within a touchdown. Take Colgate! 

5* College Football BOWL GAME OF THE YEAR on Central Florida +

Time after time these Group of 5 teams that earn a spot in a New Year's Six Bowl show big time value in their bowl game. The perception that I think people have is that these teams aren't as good as people think because they don't play in a Power 5 Conference and will be no match against a top tier team from one of those conferences. 

This is not only not true, but it also gives these small conference schools a ton of motivation to prove people wrong. On the flip side of this, I think it's hard for the Power 5 teams they are playing to give them the respect they deserve. 

UCF will be without starting quarterback McKenzie Milton, but are in good shape with Darriel Mack Jr. They guy led the team from a double-digit deficit to defeat Memphis 56-41 in the American title game. All he did is throw for 348 yards 2 touchdowns, while rushing for 59 yards and 4 scores. 

I'm not saying they are going to win the game, but I think they got more than enough offense to do so and I'm confident that if they do lose it will be by a touchdown or less. Take UCF! 

5* NCAAF Non-Conf GAME OF THE MONTH on Virginia Tech -

It's been a disappointing season for the Hokies, but this is not near enough points for Virginia Tech to be laying at home against a C-USA opponent. I get that Marshall enters this game 8-3, but they didn't even win their own division in one of the lower ranked FBS conferences. 

The Thundering Herd have also played a cupcake schedule. Out of their 8 wins, the only one against a team that currently has a winning record is last week's win over FIU. A game they won by a mere 3-points, despite recording two non-offensive touchdowns. They avoided all 3 of the top teams out of the C-USA West and in their step up game against C-USA East winner (Middle Tennessee), they lost by 10 at home. 

Any thoughts that the Hokies aren't motivated to play because things didn't go their way can be put to rest after last week's 34-31 upset win at home over in-state rival Virginia. With that win, Virginia Tech simply needs to win this game at home to become bowl eligible. Justin Fuente is going to want those extra practices with this young and talented team and will have his team ready to go on Saturday. 

Hokies are 6-2 ATS last 8 home games vs a team with a winning road record and 18-7 ATS last 25 off an upset win as an underdog. Herd are 1-6 ATS last 7 off a SU Win and a mere 3-7 ATS last 10 overall. Take Virginia Tech! 

5* NCAAF Pac-12 GAME OF THE MONTH on Washington +

The wrong team is favored in this one. It's been quite a run for Washington State this season, as no one outside of Pullman was expecting this team to be in this spot after what they lost from last year's team. I just don't think this is the 8th best team in the country. We are talking about a team that lost to a bad USC team and has three other wins by a touchdown or less. 

Washington is the team that was suppose to be the talk of the Pac-12 this season, as a lot of people had them picked to make the playoffs. It just didn't work out like they hoped, but there's no denying the talent on this team. Not only are they playing for 1st place in the Pac-12 North and a spot in the conference title game, there's definitely motivation here to ruin Washington State's season and they would love nothing more than to celebrate on the Cougars home field. 

I think the difference here will be the Huskies defense, which comes in allowing a mere 16.6 ppg and 318 ypg. Keep in mind Washington has had zero problem slowing down Mike Leach and this Washington State offense. In the last 5 meetings between these two rivals, the Cougars haven't scored more than 17 points in any single game. All 5 times the Huskies won by double-digits. Expect more of the same. Take Washington! 

5* NCAAF Vegas Insider GAME OF THE YEAR on Penn State -

I get that Penn State is essentially playing for pride at this point, but I really like how this team responded from that ugly loss to Michigan, beating Wisconsin by double-digits. The Nittany Lions haven't laid it on an opponent since they throttled Illinois 63-24 way back on Sept. 20th. 

I just think this team is going to be looking to take out some of their frustration with how the season has gone in this one. I also don't think there's anything Rutgers can do to stop it. I think the Scarlet Knights have accepted this season for the disaster that it is and just aren't that motivated to play these final two games. 

Sure they might come out with some fight given it's their last home game, but once they get down by two scores, they aren't going to hesitate to throw in the towel. For a team like Rutgers to keep it close against an offense like Penn State, you have to be able to throw the football and the Scarlet Knights have one of these worst passings attacks in the country, which is averaging 143 ypg and own a 49.7 completion rate.

Nittany Lions are 21-4 ATS in their last 35 off a conference win, while Rutgers is a mere 1-8 ATS in their last 9 off a loss by 35 or more (fell 42-7 to Michigan last time out). Take Penn State! 

5* NCAAF Big 12 GAME OF THE YEAR on TCU +

No one is going to give TCU any shot of winning this game and with all the pressure that's on West Virginia to win out and potentially make the playoffs, I think this is the definition of a trap game. Keep in mind that the Mountaineers are off that thrilling 42-41 win at Texas, where they scored a touchdown in the final seconds and instead of playing for overtime, they went for two and got it. 

Easy for them to look past the Horned Frogs, who were just 1-5 in their previous 6 games before sneaking out a win at home against Kansas State thanks to a missed extra point by the Wildcats. I know it's nothing to be impressed with, but any kind of momentum is a big positive for TCU going into this fight. 

The Horned Frogs are going to be extremely motivated here to play spoiler and they still need to win 2 of their final 3 to get bowl eligible. I don't know if they can pull off the upset, but it's definitely not out of the question with how strong they are defensively. 

The one game that West Virginia lost was against Iowa State, who I think is right there with TCU for the best defense in the Big 12. The Cyclones didn't just keep Will Grier and the Mountaineers in check, they held them to 9 first downs and 152 total yards. Horned Frogs are 28th in the country vs the pass (190.7 ypg), which is where you have to be strong to slow down WV. Look for this to be a low-scoring game and for the Horned Frogs to keep it close. Take TCU! 

5* NCAAF Big Ten GAME OF THE MONTH on Wisconsin -

I got no problem here laying the big number on the Badgers at home. Wisconsin will have zero problem here winning by more than the spread against a horrible Rutgers team. The Badgers come into this one off a 31-17 loss at Northwestern, which really put them behind the 8-ball in the Big Ten West, but they still aren't out of it. 

Either way, Wisconsin isn't a team to lay down when things aren't going their way. If anything, the Badgers are going to be that much more locked in for this Saturday's game and that's bad news for a Rutgers team that's 0-5 in conference play and haven't won since beating Texas State at home in their season opener. 

I think the only reason this line isn't more, is because Rutgers only lost by 3-points at home to Northwestern in their last game and they are off a bye. I look more at how this team lost by by 49 at Ohio State this season and that's not their only bad showing on the road. They lost by 41 at Kansas and by 27 at Maryland. 

Rutgers is getting outscored by an average of 35 ppg on the road (47-8) and Wisconsin is beating teams by an average of 21 (38-17) at home. It's also worth noting that the Scarlet Knights haven't scored more than 17 points in their last 7 games. I don't think they get to that mark and the Badgers should be pushing 50. Take Wisconsin! 

5* Wyoming/Colorado St MWC GAME OF THE YEAR on Colorado State -

Colorado State is going to have no problem at all covering this small spread at home against Wyoming on Friday night. The Cowboys are just 1-6 since that 29-7 win at New Mexico State to open the season back in August. 

They have lost 4 straight and are off a close home loss to Utah State as a 13-point dog. Covering against the Aggies looks great, but this team has no business being basically a pick'em on the road with that offense. 

Wyoming is 129th in the country, averaging a mere 15.5 ppg. They are 88th in rushing (150.1 ypg) and 122nd in passing (138.3 ypg). They only scored 13 points against Hawaii and a mere 17 against Wofford. They haven't scored more than 20 in 7 straight games.

The defense is good for Wyoming, but I look for them to struggle here on the road against a capable Colorado State offense, especially playing on short rest off that physical game against Utah State. Cowboys are 8-20 ATS in their last 28 road games against a team that doesn't have a winning home record. Take Colorado State! 

5* NCAAF Pac-12 GAME OF THE MONTH on Washington State -

Game Day is headed to Pullman for the first time and it's going to be nuts at Martin Stadium Saturday night when the No. 25 Cougars host No. 12 Oregon. I think that atmosphere combined with how great a spot this is for Washington State and how tough a spot this is for the Ducks, really gives the Cougars the upper hand. 

Washington State has had two full weeks to prepare for this game off a bye, while Oregon has to be running on fumes after their overtime win against No. 7 Washington. I know the Cougars haven't played some of the top teams in the country, but they have an impressive win at home over a really good Utah team and more than held their own on the road against USC in a prime time game. 

Offensively, both teams can put up point sin a hurry, as both come in averaging over 40 ppg and 480 ypg. Both teams are also strong defensively, though I would definitely give the edge to the Cougars playing at home and having had those two full weeks of practice to prepare for this Ducks' offensive attack. 

Cougars are 9-2 ATS in their last 11 home games when they come in having won 2 or more games in a row and a perfect 7-0 ATS in their last 7 home games off a cover as a double-digit favorite. Take Washington State! 

5* NCAAF Big Ten GAME OF THE MONTH on Michigan State +

Penn State is getting way too much respect here at home against a good Michigan State team. The Spartans are 3-2 with a couple of close losses. They have to feel like they should be 5-0 and with them off that ugly loss at home to Northwestern, they are going to be 100% locked in for this one. 

I don't know that the same can be said for the Nittany Lions. Even off a bye week, I think we could see Penn State a bit flat off that devastating loss to Ohio State. That was a game they felt they had to win if they wanted to win the Big Ten East and make the playoffs. If they are still down from that lost, they won't just not cover, but they might lose the game outright. 

It's a very similar spot to last year. Penn State was 7-0 and ranked No. 2 in the country before losing to the Buckeyes. The very next week they lost 27-24 at Michigan State. Spartans have won 3 of 4 over the Nittany Lions since James Franklin arrived at State College. 

I also like the matchup here. Penn State has a great quarterback in Trace McSorley, but that offense is built on the ground game. Only once all season have the Nittany Lions thrown for more than 300 yards and that was against Kent State.

They will likely have no choice but to throw it in this one, as the Spartans lead the nation in run defense, giving up just 33.8 ypg. Not a single team has rushed for more than 63 yards against them. Last week they held Northwestern to 8-yards on 20 attempts. That run defense was also a big part of their win last year over Penn State, as they held Saquon Barkley and the Nittany Lions to just 48 yards on 27 attempts. 

Hard to pass up on a double-digit dog that has a realistic shot of winning the game outright. Plus, Nittany Lions are 1-10-2 ATS in their last 13 off a loss and 0-7 ATS in their last 7 home games off a home loss. Take Michigan State! 

5* S. Florida/Tulsa AAC GAME OF THE MONTH on Tulsa +

The Golden Hurricane come into this game at 1-4 and have lost 4 straight, but are a much better team than their record would suggest. Tulsa has played an absolutely brutal schedule early, as 3 of their first 5 games have come on the road against Texas, Temple and Houston. 

They covered last week as a 17-point dog at Houston, but could have easily won that game outright. The Golden Hurricane has a 26-17 lead in the 4th quarter before things spiraled out of control. In their 14-point loss to Temple the week before, they outgained the Owls 403 to 300 and had a 32 to 16 edge in first downs. They also lost by just 7 on the road against a very good Texas team. 

I'll absolutely take a shot here with Tulsa catching over a touchdown at home against what I think is a very overrated South Florida team. The Bulls are 5-0 and ranked No. 23 in the country, but have played a very easy schedule with their two toughest games coming against Power 5 bottom feeders Georgia Tech and Illinois. 

If the Golden Hurricane can just simply cut down on their mistakes, they are going to have a great shot here of winning this game outright. Tulsa has 16 turnovers in 5 games and simply can't continue to get that unlucky with turnovers going forward. 

Golden Hurricane are a dominant 8-3 ATS in their last 11 off a game where they allowed 40+ points and 11-2 in their last 13 vs a team with a winning record. USF on the other hand is just 1-5 ATS in their last 6 conference games. Take Tulsa! 

5* NCAAF Pac-12 GAME OF THE YEAR  on Washington -

Washington has won 4 straight since their opening week loss to Auburn and have racked up 3 straight impressive wins over the likes of Utah, Arizona State and BYU. I think we are seeing a shorter line here because this looks like a flat spot off those three and an even bigger game at Oregon on deck. 

It's certainly not an ideal spot, but I also don't think UCLA has the talent for it to matter. The biggest thing to keep in mind is Washington can't afford to overlook anyone, as one more loss and they can kiss their playoff hopes goodbye. 

With how good the Huskies are defensively and how bad the Bruins are offensively, it's going to be really tough for UCLA to keep this within 3 touchdowns. Washington sits 10th in the country in total defense, giving up just 290 ypg. The Bruins are 102nd in rushing (135.8 ypg) and 109th in passing (176.3 ypg). 

Look for the Huskies to have excellent field position throughout and I'm expecting a couple costly turnovers by UCLA to really open this thing up. Keep in mind the the Bruins defense is not good. They are 95th against the run (183 ypg) and 85th against the pass (238.5 ypg). They gave up 38 at home to Fresno St and I think Washington could score 50+ and you have to think this Huskies offense is itching for a big day offensively after all the good defenses they have played. Take Washington! 

5* NCAAF Big Ten GAME OF THE YEAR on Penn State +

I absolutely love the value here with Penn State not only a home dog, but catching more than a field goal. There's arguably not a better atmosphere in the country than when Penn State plays at home in a prime time game in a "white out." Two years ago in this spot they upset No. 2 Ohio State 24-21 as a 19-point dog. Last year they destroyed No. 19 Michigan 42-13 as a 9-point favorite. With that said, I fully expect the Nittany Lions to win this game outright, but I'll gladly take the points for some added insurance. 

The concerns over Penn State's offense having to replace Saquon Barkley and offensive coordinator  Joe Moorehead can be thrown out the window. The Nittany Lions are averaging over 500 ypg and come in 10th in the nation in rushing at 275 ypg, which well above the 170 ypg they averaged with Barkely last year. Senior quarterback Trace McSorely is the real deal and this could very well be his defining moment for the Heisman trophy. 

As good as Ohio State's defense has looked and all the big names they have, I think Penn State will be able to put up points on the Buckeyes, especially with OSU's Nick Bosa sidelined. Keep in mind we saw a TCU offense that isn't nearly as talented as the Nittany Lions put up over 500 yards and 22 first downs against Ohio State a few weeks back. 

The other thing to keep in mind, is the fact that this will be Ohio State's first true road game of the season. The only game away from home was that neutral site matchup with TCU and it felt like more of a home game with all the Buckeye fans in the stadium. 

Nittany Lions are 20-5-2 ATS in their last 27 games overall, as the books just keep undervaluing them. They are also 12-2-2 ATS in their last 16 vs a team with a winning record and 6-0 ATS in their last 6 at home vs a team with a winning road record. Take Penn State! 

5* NCAAF No Limit GAME OF THE YEAR  on LA Tech +

This is the absolute perfect spot to fade LSU. There were those that doubted the Tigers being for real after that Week 1 thrashing of Miami, but after winning on the road at Auburn this team is considered to be for real. I believe it has LSU way overvalued in a massive letdown spot against a quality team. 

Ed Oregon knows how to get his team locked in and fired up in big games, but struggles to keep that focus and energy when they are the superior team. We saw it last year when they lost at home to Troy as a 20-point favorite. 

The other thing is the offense hasn't exactly been great in the early going. I know they have played two good defenses in Miami and Auburn, but they had just 335 total yards against SE Louisiana. Louisiana Tech gave up just 25.4 ppg and 386 ypg last year and this year's team is expected to be even better on that side of the ball. 

The offense has always been able to put up points under head coach Skip Holtz and this year will be no different with 8 starters back, including starting QB J'Mar Smith, who has 589 yards and 4 TD's in 2 games. 

The other big key here is the fact that the Bulldogs had a bye last week, giving them two full weeks to get ready for this game. Holz is also 30-15 ATS as a head coach when his team is a road dog with the average loss in this spot coming by just 7.6 ppg. Take Louisiana Tech! 

5* NCAAF Vegas Insider GAME OF THE MONTH on UTEP +

After going on the road and giving USC a scare in their opener, were within 5 at the half and covered the 24.5-point spread, the public is going to be all over the Rebels against a UTEP team that went 0-12 last year and started out 2018 with an ugly 30-10 loss at home to Northern Arizona. 

What they won't factor in is how hard it's going to be for UNLV to avoid a letdown after that game against the Trojans. All they have been thinking about for months was that game with USC to open the season. It only makes it that much harder to bounce back when you feel like you had a shot at winning the game. Not to mention, it how difficult it has to be to take this UTEP team seriously given how bad they have been. 

We got numbers to back this theory up. UNLV is a mere 5-15 ATS in their last 20 home games when they are coming off a cover where they lost as an underdog. I'm not saying the Rebels won't win this game, but it's going to be a lot closer than everyone is expecting. Take UNLV! 

5* NCAAF Vegas NO LIMIT Top Play on LSU +

I have LSU winning this game outright, making this a no-brainer with the Tigers getting 3.5-points. Miami is coming off a solid season in which they started out 10-0, but they lost their last 3 all by double-digits. There's definitely reason to get excited about the direction of the program, but I think people are getting a little too carried away. 

LSU is coming off a 9-4 season and yet no one is talking about them in the SEC. The Tigers aren't exactly use to flying under the radar, but I think that makes them a dangerous team. I also don't think you can overlook how good the SEC has looked as a whole in Week 1. The only team to lose their opener was Tennessee, which is a complete mess right now. Auburn defeated No. 6 Washington and Alabama rolled Louisville 51-14 in the other marquee matchup. 

I look for the Tigers defense to be the difference in this one, as there are few better than LSU defensive coordinator Dave Aranda. As long as the offense takes care of the ball, the Tigers have the potential to take control of this game early and win here in convincing fashion. Either way, I like them to keep it within a field goal. Take LSU! 

5* NCAAF Week 1 GAME OF THE YEAR on Iowa -

Iowa's not a program that gets a ton of respect nationally, which is why they are a profitable 124-108 ATS since Kirk Ferentz took over as head coach. The Hawkeyes are getting no love once again in 2018 and I think they are showing tremendous value here as a mere 10-point favorite at home against a team from the MAC. 

Not to take anything away from Northern Illinois, which has quite the track record over the last decade, but they are just 21-18 over the last 3 seasons. Outlets are calling for them to be one of the top teams in the MAC this year, but I think a lot of that has to do with the conference being down a little. 

This reminds me a lot of last year when Iowa opened against Wyoming. A lot of people were on the Cowboys as a 12-point dog, but the Hawkeyes easily covered in a 24-3 victory. 

The Hawkeyes are known for fielding a team that can run the football and are always strong on the defensive side of the ball. That won't change in 2018, but I expect a much more balanced offensive attack behind one of the more underrated quarterbacks in the country in Nathan Stanley, who will be throwing to arguably the best tight end in college football in Noah Fantz (projected 1st round pick). 

While Iowa does lose their top 3 linebackers, they are very strong up front on the defensive line and Northern Illinois is a team that doesn't have a great passing attack. I just don't see the Huskies keeping pace as I have the Hawkeyes winning here by 20+ points. Take Iowa -10! 

5* Alabama/Georgia CFB Champ NO LIMIT Top Play on Georgia +

I think we are getting some exceptional value here with the Bulldogs in Monday's national championship game. Because Alabama has been here before and are coming off the more dominant performance in the semifinals, the perception is that they are the better team and the books are going to inflate this line, knowing the public will be on the Crimson Tide. I'm not so sure that Georgia isn't the better team. If anything, this line should be closer to a pick'em than a touchdown, which makes this an easy play for me. 

Don't be fooled by Georgia's struggles defensively against Oklahoma. I don't know that there's a defense in the country that could slow down Baker Mayfield and that Sooners attack. The Bulldogs made some great adjustments at the half and should have a much easier time shutting down Alabama's offense. The Crimson Tide only had 261 total yards and 16 first down the entire game against Clemson and benefited big time by jumping out to a 10-point lead. This Alabama offense simply isn't that good. 

I know the Crimson Tide defense looked like a different animal against Clemson, but let's not forget they had more than a month to prepare for the Tigers and the past two years have looked great defensively in the semifinals and then struggled in the title game. I think the 1-2 punch of Georgia's rushing attack will be the difference, as I think the Bulldogs win this one outright. Take Georgia! 

5* New Year's Day GAME OF THE YEAR on Alabama -

I think we are getting some outstanding value here with the Crimson Tide laying less than a field goal, as I not only think Alabama wins this game, but does so convincingly. This is a massive revenge spot for the Crimson Tide, who lost to the Tigers in last year's championship game. 

A couple big differences this time around. Unlike the last two years when these two teams played in the title game, this time they meet in the semifinals. Instead of having just 1 week to prepare for Clemson, Alabama now has had a month to put together a game plan for the Tigers. The other big difference is Clemson no longer has Deshaun Watson at quarterback. No disrespect to Kelly Bryant, who has a better year than most expected, but he's no where close to being the same player as Watson and with how good this Alabama defense is against the run, he's got to play exceptional for them to win. 

There's plenty of talk about Clemson and their dominant defensive front, but they have been loaded on that side of the ball each of the last two years and Alabama has had no problem moving the ball on them. Last year the Tide rushed for 221 yards on 34 attempts (6.5 yards/carry) and put up 45 on them the year before. I just don't think the Tigers can keep pace offensively without Watson behind center. Take Alabama! 

5* NCAAF Bowl (Cotton) GAME OF THE MONTH on Ohio State -

I don't just think the Buckeyes will beat USC, I'm confident they win here by double-digits. Ohio State is hands down the best team that didn't make the playoffs and I'm not buying this team isn't going to show up for this game because they got left out after winning the Big Ten Championship. The fact that the opponent here is USC will be more than enough to get the Buckeyes full attention. 

Coaching is a big factor in these bowl games and there's no question Ohio State has the coaching edge here with Urban Meyer over the Trojans Clay Helton. Meyer knows how to get his teams prepared for bowl games, as he's got a 10-3 record over his coaching career. Yes, they laid an egg in last year's playoff game against Clemson, losing 31-0, but I believe that only adds fuel to the fire. 

For me this comes down to the line of scrimmage and I think the Buckeyes will dominate on both sides. Ohio State held opposing teams to just 3 yards/carry and 1.6 yards/carry less than what their opponents averaged. On the flip side of this, the Buckeyes averaged 5.9 yards/carry on offense, which was 1.6 yards/carry more than what their opponents typically gave up. I don't think there's any questioning their ability to run the ball after they put up 238 yards on Wisconsin and 226 yards on Michigan in their last two games. It reminds me a lot of USC's game against Notre Dame, where they were outmanned at the line of scrimmage on both sides of the ball and the Buckeyes are better than the Irish. Take Ohio State! 

5* Independence Bowl VEGAS INSIDER on Southern Miss +

I absolutely love the value here with the Golden Eagles catching a big number against the Seminoles in the Independence Bowl on Wednesday. This is simply too many points given the circumstances for Florida State, which watched head coach Jimbo Fisher jump ship for Texas A&M at the end of the season. I just don't see the Seminoles being motivated for this contest, especially not to the point where they win in blowout fashion. 

All you have to do is look at the injury report for FSU to see how little interest there is in playing this game, as there's a laundry list of players who are questionable and several others, including star defensive player Derwin James that aren't going to take the field. The defense that kept them competitive is simply missing too many players and when you add in the lack of motivation, I think Southern Miss is going to move the ball with ease here. 

The other big key here is this Seminoles offense is not very good. Sure they put up 42 in their final game against ULM, but the Warhawks have one of the worst defenses in the country. FSU finished 83rd in rushing (150.8 ypg) and 92nd in passing (192.8 ypg). Southern Miss comes in with one of the most underrated defenses in the country. The Golden Eagles were 28th against the run (132.2 ypg) and 26th vs the pass (189.8 ypg). Not only do I think they can keep this within the number, but I wouldn't be the least bit surprised to see them win this game outright. Take Southern Miss! 

5* Gasparilla Bowl NO LIMIT Top Play on Temple -

I like the value here with the Owls laying a touchdown against the Golden Panthers in the Gasparilla Bowl. FIU had a great turnaround in their first season under Butch Davis, going 8-4 after finishing at 4-8 last year, but I also think it has the Owls getting too much respect here. A big reason for the turnaround with FIU is they played a couple of cupcakes in UMass and Alcorn State in non-conference play and C-USA was way down this year outside of FAU, who they lost to by 28 points. 

Temple only went 6-6 in the first year under new head coach Geoff Collins, but were a much better team down the stretch, as they closed out the year winning 3 of their last 4, which included a 34-26 win over Navy and 43-22 victory at Tulsa in the regular-season finale. A big reason this team got things going is Frank Nutile took over as the starting quarterback. He threw for over 200 yards in each of his 5 starts and figures to be in store for a big game here against a FIU defense that ranked 94th in the country against the pass, giving up 242.8 ypg. The Panthers also were 79th against the run (173.8 ypg), so the Owls should also have balance with their offensive attack. I just don't see FIU being able to keep pace in this one. Give me Temple -7! 

5* Boise St/Oregon Las Vegas Bowl Top Play on Oregon -

A lot of people are taking Boise State here and I think a big reason for that is fact that Oregon head coach Willie Taggart left for Florida State. There's also concerns if star running back Royce Freeman will play. I believe it's created some great line value here with the Ducks, who I think are the far superior team. 

Oregon replaced Taggart with offensive coordinator Mario Cristobal, so there's no going to be no changes to how they run their offense. They also still have defensive coordinator Jim Leavitt around, so no changes on defense. Not having Taggart isn't going to hurt this team. In fact, I think it adds some incentive for them to play well for their new head coach. 

As far as Freeman is concerned, it would be great if he played, but at the same time I don't think they will miss him. Backup Kani Benoit was arguably more productive, though he only had 573 yards to Freeman's 1,475. Benoit has only got 80 carries, where Freeman has 244. Benoit actually averages 1.2 more yards/carry and at his current pace (10) would have close to 30 TD's if he produced the same over the same number of carries as Freeman. 

On top of that, it's sophomore quarterback Justin Herbert who is the most important offensive player for Oregon. This team averaged right around 50 ppg with him in the lineup and around 15 without him and that was over a 5-game stretch. Boise St has a solid defense, but it hasn't seen anything like the speed of the Ducks and I think they struggle to slow this high-powered offense down. 

As for the Broncos offense, I'm also not all that impressed with what I've seen and they could be without their best back in Alexander Mattison, who is questionable with an ankle injury. Either way I don't see Boise State keeping pace here. Take Oregon! 

5* NCAAF SEC GAME OF THE MONTH on Georgia +

It wasn't pretty for the Bulldogs in the first meeting against the Tigers. Georgia went into Auburn sitting at 9-0 and ranked No. 1 in the country. The Bulldogs jumped out to a 7-0 lead, scoring on their first drive, but it was all downhill from there. Auburn led 16-7 at the half and pushed lead up to 40-10 midway through the 4th quarter. 

I'm not saying the Tigers aren't a great team, I just think they caught Georgia by surprise in that game earlier this season. I also think that was a Bulldogs team that was starting to get a little too cocky with how they were dominating teams. Georgia simply didn't have the same fire that Auburn did, who at that time was already in win or their season is over mode. I think we get a much different looking Bulldogs team here and I like their chances of winning this game outright. 

Another thing here is I just think Auburn could be running on fumes here. They have been in do or die mode since losing to LSU back in the middle of December. The biggest of them all was last week against rival Alabama, which secured their spot in the SEC title game. This will be their 3rd game against a Top 10 team in their last 4 games, while Georgia hasn't been tested since that loss to Auburn. I think the Tigers will be out of gas. Take Georgia! 

5* NCAAAF Sun Belt GAME OF THE MONTH on New Mexico State -

I like the value here with the Aggies laying single-digits at home against the Vandals. While Idaho is sitting at 3-7 and out of the bowl picture, New Mexico State is 4-6 and still can reach bowl eligibility with a win here and victory over Georgia State in their finale next week. The key here is the Aggies are a much better team than their 2-4 conference mark would suggest, as they could very easily be 6-0. All 4 losses have come by 6-points or less, including mere 3-point losses against Sun Belt powers Appalachian State and Troy. 

Another key here is that Idaho just recently lost starting quarterback Matt Linehan. In the first game without him against Coastal Carolina last week, the Vandals managed just 7-points, 277 total yards and 14 first downs. That's just too big a loss for this team to overcome, as they aren't any good at running the ball. Idaho is 104th in the country, averaging just 130.7 ypg on the ground. 

There is a chance New Mexico State could be without starting quarterback Tyler Rodgers, who is questionable with a shoulder injury. I think he plays, but even if he doesn't the Aggies should be able to generate more than enough offense to win here by double-digits. Take New Mexico State! 

5* NCAAF SEC GAME OF THE MONTH on Arkansas +

I like the value here with the Razorbacks as a double-digit dog at home against the Tigers. Missouri has caught fire here in the 2nd half of the season and have won 5 straight and covered their last 7. I think they are way overvalued here because of it. While the wins have come by large margins they have also come against bad teams. 

Arkansas has had a down year, but there's still a lot of fight in this team and they showed it last week in their near upset at home over Mississippi State. They are going to want to go out with a fight on senior day and I wouldn't be the least bit surprised if they won outright. Razorbacks are 24-11 ATS in their last 35 at home when they come in having failed 2 of their last 3, 15-6 in their last 21 home games against a team with a winning road record and 3-1-1 ATS in their last 5 off a loss.

It's also worth noting that the home team has dominated in this series. The home team is 5-0 ATS in the last 5 meetings. Take Arkansas! 

5* NCAAF Late Night BAILOUT BLOWOUT on Washington -

I think we are getting great value here with the Huskies here at home against the Utes. Most are just assuming that Washington isn't going to show up after last week's loss to Stanford, which all but eliminated them from an invite to the playoffs. The thing is, I don't think this team had a great shot as it was and my money is on one of the best in the business in head coach Chris Petersen to get his team to bounce back in a big way at home. 

Utah caught the attention of a lot of people with their 4-0 start, which had them ranked in the Top 20, but they have gone just 1-5 since with the most recent being a crushing loss at home to Washington State.

Unlike Stanford, who has one of the elite running backs in college football, the Utes don't have that same kind of talent to have success against the Huskies defense, which is still ranked 4th in the country, giving up only 101.5 ypg. That's a big problem for Utah as they are a run-first team and use the run to open up the passing game. I think the Utes find it very difficult to score against a Huskies defense that is only allowing 11.2 ppg at home on the year. Take Washington! 

5* ACC GAME OF THE MONTH on Georgia Tech -

The Yellow Jackets have been a money making machine in 2017. With last week's 28-22 win at home over Georgia Tech as a 3-point dog they are now 7-1 ATS on the season. I think they keep it rolling here with a convincing road win over a struggling Duke team. After starting out the season 4-0 with an emphatic 41-17 win over Northwestern at home, the Blue Devils have lost 6 straight and the most recent was an ugly 16-21 loss at Army, where David Cutcliffe and his staff had two weeks to prepare for the Black Knights.

The extra week didn't exactly help them against the triple-option as Army put up 226 yards on the ground. Now they face an even better triple-option attack led by Georgia Tech's TaQuon Marshall and KirVonte Benson, who have combined to rush for 1,864 yards and 22 touchdowns. 

The other thing here is the Blue Devils just aren't clicking offensively right now. Duke has scored more than 20 points just once in their last 6 games and that was a mere 21 against Virginia. They are averaging a whopping 14.0 ppg and 308.2 ypg in conference play. Georgia Tech in comparison is averaging 29.1 ppg and 392.3 ypg in ACC action. I just don't think the Blue Devils can score enough to keep this within a touchdown. Take Georgia Tech! 

*Play was upgraded from a 3* to a 5*

5* NCAAF Underdog GAME OF THE MONTH on Rutgers +

I think one of the hardest things for the public to do is factor in the emotional letdown teams like Penn State have when they go from thinking they got a shot at making the playoffs and playing for a national championship to having absolutely nothing to play for this late in the season. They just go off what they have seen to this point and here they see a big mismatch in talent with the Nittany Lions going up against the Scarlet Knights. 

While Rutgers is a bottom-tier team in the Big Ten, they are a respectable 3-3 in Big Ten play and are playing with confidence right now, having won 3 of their last 4. While this game means nothing to Penn State, who it means everything to the Scarlet Knights, as they want to prove themselves against one of the elite teams in the conference, plus they still need two more wins to become bowl eligible. 

I'm not saying Rutgers is going to pull off the upset, but I think they can certainly keep this within the massive spread here against a disinterested Penn State team. Keep in mind the Nittany Lions are now just 1-9-2 ATS in their last 12 after a SU loss and 0-6 ATS in their last 6 off a conference loss. Take Rutgers! 

5* NCAAF Pac-12 GAME OF THE MONTH on Cal -

I really like the spot and the value we are getting with the Golden Bears only laying a touchdown at home against the Beavers. Oregon State is getting some love after covering each of their last 3, including a near upsets in each of their last two at home against Colorado and Stanford. Keeping it close against the Cardinal looks great on paper, but Stanford was without Love and simply aren't anywhere close to the same offensive force without him. 

Now the Beavers have to try and pick themselves off the mat yet again and I just don't see it happening on the road, where they are getting outscored by 29.3 ppg on the season. Cal should have beat Arizona in their last home game, but ended up losing 44-45. Their previous home game saw them knock off previously unbeaten Washington State 37-3. They also played USC tough at home and knocked off Ole Miss at home as a 4.5-point dog. 

Sitting at 4-5 and two road games left on the schedule, this is a must-win game for Cal if they want to make a bowl game in the first season under Justin Fuente and you can bet Fuente and his staff are going to do everything in their power to get to that 6-win mark to take advantage of the extra practice time that comes with a bowl game. 

Golden Bears are 4-0 ATS in their last 4 at home and 4-1 in their last 5 vs a team with a losing record. Take Cal! 

5* NCAAF Big 10 GAME OF THE MONTH on Iowa +

I think we are getting great value here with the Hawkeyes catching 3 scores at home against the Buckeyes. Ohio State just pulled off a miraculous 39-38 win at home against Penn State when it looked like they were primed to lose and in turn have their playoff hopes come crashing to the ground. That win may have saved their season, but I also think it puts them in a prime letdown spot here on the road against a stingy Iowa team, especially with a huge home game on deck against Michigan State that could end up deciding the Big Ten East title race. 

This isn't a great Iowa team by any means, but they have shown they can hang with the big boys, losing at home to Penn State by just 2 in a game the Nittany Lions needed a last second touchdown to pull out the win. The Hawkeyes were dominated in yards by Penn State, but just have a way of keeping games close regardless of the gap in talent, especially at home. All 3 of their losses this season have come by a touchdown or less. That streak might come to an end, but I think they do more than enough here to cover this big number. 

Hawkeyes are an impressive 27-5 ATS in their last 32 games against similar teams to Ohio State who are excellent rushing teams, averaging 5.25 or more yards/carry. They are also 18-5 in their last 23 vs a team that averages 37 or more points/game. Buckeyes are just 1-5 ATS in their last 6 vs a team with a winning record. Take Iowa! 

5* NCAAF American Athletic (AAC) GAME OF THE MONTH on Navy -

I look for the Midshipmen to lay it on the Owls Thursday in big time revenge game for Navy, who lost to Temple in last year's AAC Championship Game. The Midshipmen are also going to be locked in after losing their last two against two of the better teams not just in the ACC but the country in Memphis and UCF. Note that Navy was right there with both of those teams and could have easily won each contest. 

Temple on the other hand has lost 4 of 5 with their only win coming against a sad East Carolina team. The Owls just lost at Army in OT and prior to that fell 24-28 as a double-digit home favorite to UConn. I just don't see Temple's defense being able to slow down Navy's triple-option attack. That will have the Midshipmen dominating the time of possession and I look for them to pull away in the 2nd half for a comfortable double-digit win. 

Navy has been a covering machine when they get the chance to play on Thursday, going 5-1 ATS in their last 6. They are also 4-1 ATS in their last 5 vs a team with a losing record and 10-3 ATS in their last 13 games played in November. Take Navy! 

5* NCAAF Mid-American (MAC) GAME OF THE MONTH  on Eastern Michigan -

I got no problem laying this big number with the Eagles at home against the Cardinals. You will have a hard time finding a team that's playing worse than Ball State right now. They are 0-4 inside MAC play with the average loss coming by 42 points/game. The Cardinals are averaging a mere 8.0 ppg and giving up 50 ppg. 

Eastern Michigan is one of the better 2-6 teams you are going to find, as the Eagles have simply had some bad luck during their current 6-game losing streak, which has seen them lose all 6 games by a touchdown or less. That trend comes to an end tonight against the Cardinals. Note that Eastern Michigan lost at Toledo by 5, to W Michigan by 3 and at N. Illinois by 3. It just so happens that Ball State has also played those 3 teams and in those games were outscored 119-29. 

Cardinals are just 1-9 ATS in their last 10 off a loss by 10 or more and the Eagles are 16-5 ATS in their last 21 games overall, 11-3 ATS in their last 14 after the first month of the season and a perfect 8-0 ATS in their last 8 after rushing for fewer than 100 yards in their previous game. Take Eastern Michigan! 

5* NCAAF Wednesday NO LIMIT TOP PLAY on Western Michigan -

I think we are getting some great value here with the Broncos laying less than a touchdown at home against the Chippewas. Western Michigan will be without starting quarterback Jon Wassink, but I liked what I saw out of true freshmen Reece Goddard when he came in and guided Western Michigan to an overtime win at Eastern Michigan. 

The big key here with Goddard and the Broncos offense is they shouldn't need him to throw the ball a lot to have success against this Central Michigan defense. Western Michigan comes in with the 20th ranked rushing attack in the country, averaging 235.6 ypg. They have been even better than that with 252 ypg in conference play. The Chippewas are 98th against the run, giving up 192.1 ypg and have allowed 200+/game over their last 3. 

I also think the Broncos defense can keep Central Michigan's offense in check. Sure the Chippewas put up 56 last time out against Ball State, but the Cardinals defense is atrocious. Prior to that Central Michigan has scored 17 or fewer in 4 of their previous 5 games. I think they revert back here and struggle to make a game of this. Take Western Michigan! 

5* NCAAF Underdog PLAY OF THE MONTH on Tennessee +

The perception with the Volunteers is they have thrown in the towel on this season and it's just a matter of time before Butch Jones is fired. While Jones is likely headed out of Knoxville, I'm not buying Tennessee's players not showing to play the rest of the way. I think the Vols take it personal that they are a near touchdown dog to Kentucky

The Wildcats are 5-2, but have had some fortunate breaks in close games. In fact, all 5 of their wins have come by single-digits. This team certainly didn't look like a top tier team that should be laying this number against the Vols in last week's 38-point loss to Mississippi State. Tennessee has won 5 straight by 20+ ppg and are 31-1 all-time in the series with the Wildcats. 

Kentucky is 3-12 ATS when they come in having gone 4-2 or better in their last 6 games and 0-6 ATS over the last 3 seasons when they enter with 4 or more covers in their last 6 games. 

There's a great system in play that backs going against the grain with a struggling team like Tennessee. Teams that are getting outgained by 75 or more yards/game and off 2 straight games where they had 275 or less total yards are 34-12 (74%) ATS when they are listed as a dog of 3.5 to 10 points. Take Tennessee! 

5* Mountain West GAME OF THE MONTH on Air Force +

I think we are seeing an inflated number with Colorado State, due to the fact that the Rams have won 4 straight and are 4-0 in MWC play. The thing is, they haven't really played anyone in the conference with the 4 wins coming against Hawaii, Utah State, Nevada and New Mexico. They only beat the Lobos by 3 and were very fortunate in a 44-42 win against the Wolf Pack the week before. 

I'm not saying Colorado State isn't a good team, I just don't think they should be laying double-digits against a team like Air Force. The Falcons are 3-4, but have a 4-point loss to San Diego State and 3-point defeat at Navy. They also lost at Michigan in non-conference play and were competitive against the Wolverines, losing 13-29. 

Falcons come in with the 30th ranked offense in the country, thanks to the 5th ranked rushing attack, which is averaging 341.4 ypg. Colorado State's defense isn't anything special. They are 92nd in total defense, giving 419.9  ypg and are allowing 4.5 yards/rush. Falcons should be able to not only put points on the board, but limit the Rams possessions and shorten the game, which all adds value to this line. Take Air Force! 

5* NCAAF Vegas Insider GAME OF THE MONTH on Ole Miss +

I really like the value we are getting here with Ole Miss at home. The Rebels have been an afterthought in the SEC West, largely because they aren't eligible for postseason play. They also have some ugly losses mixed in there, losing by 20+ to Cal, Alabama and Auburn. All of those were on the road. This team showed up in their SEC home opener last week, crushing a good Vanderbilt team 57-35. I think we get another great effort here by the Rebels and talent wise Ole Miss is every bit as good as LSU. They also are playing with revenge from an embarrassing 21-38 loss to at LSU last year. 

The Tigers looked lost early against Auburn last week, falling behind 20-0 before rallying to win 27-23. That was a big game at home against a Top 10 opponent. I think the Tigers put everything they had into that one and are going to have a hard time showing up for this game. 

This is still the same LSU team that lost to Troy at home and by 30 at Mississippi State. Ole Miss has the skill players in the passing game to attack this Tigers defense. I look for the Rebels to score early and often this one. Should have no problem keeping this within a touchdown and wouldn't be shocked if they won outright. Take Ole Miss! 

4* NCAAF Vegas Insider GAME OF THE WEEK on Florida -

I like the value here with needing the Gators to simply win by more than a field goal at home against Texas A&M. Florida came up on the short end of the stick in last week's 16-17 home loss to LSU, where the difference in the game was a missed extra point. I expect a pissed off Gators team to take the field with the mentality of not dropping another game in the swamp. Note that loss to the Tigers was only the second home defeat Florida has suffered under Jim McElwain. 

While the Gators will be chomping at the bit to take the field in this one, Texas A&M enters this game in a prime letdown spot, as they just put everything they had into last week's home game against Alabama. Note it's not been good for the Aggies in their next conference game after playing Alabama the last two years. In 2015 they lost 23-3 at Ole Miss as a mere 5-point dog and last year lost 28-35 at Mississippi State as a 10-point favorite. 

On top of that, Texas A&M has had trouble rebounding from any loss when it comes to covering the spread, as they are just 8-22 ATS in their last 30 games following a loss. They are also just 16-34-1 ATS in their last 51 vs a team with a winning record and only 18-46-1 ATS in their last 65 road games vs a team with a winning home record. Take Florida! 

5* No Limit SEC GAME OF THE MONTH on LSU

I really like the value here with LSU catching a touchdown on their home field against Auburn. LSU bounced back in a big way from that ugly loss at home to Troy with a 17-16 win on the road over Florida, who came in at 3-0 in SEC play. LSU desperately needed that win to get their confidence back up and I look for them to carry over that momentum with their best effort of the season at home against a Top 10 opponent. 

Auburn comes in having won 4 straight with three straight blowout wins inside conference play. The thing is, one was on the road against a bad Missouri team and the other two were at home against Mississippi State and Ole Miss, who are both bottom tier teams in the SEC. I believe it has Auburn way overvalued here on the road in one of the most hostile environments in the country. 

I know the Auburn defense has been playing lights out, but don't underestimate this LSU defense. They come in ranked 18th in the country, giving up just 309 ypg. The closest defense Auburn has seen this year is Clemson and they managed just 6 points and a mere 117 yards of total offense. LSU isn't on Clemson's level, but that's a good sign that they can keep Auburn in check. Keep in mind points become that much more valuable in a lower scoring game. 

LSU is 6-1 ATS in their last 7 games played in the month of October, 6-2-1 ATS in their last 9 after allowing less than 20 points in their previous contest and the home team is a dominant 7-1 ATS in the last 8 meetings in the series. Take LSU! 

5* NCAAF No Limit 'GAME OF THE MONTH' on Arizona +

I really like the value here with the Wildcats catching a full touchdown on the road against the Buffaloes. I actually think this line should be a lot closer to a field goal and I'm fully expecting Arizona to win this game outright. 

The Wildcats lost 24-30 to Utah back on 9/22 in a game they had to feel like they should have won. Arizona outgained the Utes 448 to 341. The difference in the game being they turned it over 5 times. That loss couldn't have set well over their bye week and I expect a well rested and focused Wildcats team in this one.

The key here is they are catching Colorado at the perfect time. The Buffaloes are coming off two huge games against Washington and UCLA. I wouldn't be shocked if they came out a bit flat here, as won by 25 at Arizona last year. 

I think the key matchup here will be Arizona's defense against an underachieving Colorado offense. To only score 23 points against that Bruins defense is concerning. They also had just 10 points against Washington at home and only 17 against Colorado State. Arizona's defense is only giving up 22.3 ppg and are much improved on that side of the ball.

The Wildcats offense is averaging over 40 ppg and is 25th in total offense at 479 ypg. Arizona should have the much easier time moving the ball here and that makes them an easy play at this line. Take Arizona! 

5* NCAAF Afternoon ATS 'VEGAS INSIDER' on LSU +

I really like this spot for the Tigers, who are coming off that embarrassing loss at home to Troy last week. The perception couldn't be any worse on LSU, yet they are only a short dog on the road against a Florida team that is sitting at 3-1 with a 3-0 record in the SEC. That tells me the books also like the Tigers here, as the public will lineup to take the Gators at this price. 

There's no excuse for losing to a Sun Belt team, but LSU was without one of their best players in RB Derrius Guice, who is expected to be back on the field for this game. I think he has a big game here against an overrated Florida defense, which comes in ranked 60th against the run and 82nd against the pass. 

I also think the Gators are overvalued right now, as they could very easily be 1-3 instead of 3-1, winning on last second plays against both Tennessee and Kentucky. You also have to factor in the injury/suspension situation for Florida. That makes it tough to compete with a team like LSU, who I still think is one of the better teams in the country. 

Florida is just 3-8-1 ATS in their last 12 home games and 1-7 ATS in their last 8 following a game in which they covered the spread. LSU is 5-1 ATS in their last 6 road games against a team with a winning home record and 27-13 in their last 40 road games after a loss. Take LSU! 

5* Lou/NC State ACC 'GAME OF THE MONTH' on NC State +

I really like the value here with the Wolfpack catching points at home against the Cardinals on Thursday. I actually NC State is the better team in this matchup and should be the ones favored. The thing is the public is drawn to Louisville and reigning Heisman winner Lamar Jackson, so the books have no choice but to inflate their lines. 

The Cardinals haven't really been all that impressive so far. They were fortunate to leave with a win over Purdue in their opener, only led UNC by 1-point going into the 4th quarter and were absolutely dominated by Clemson at home. Jackson is still putting up video game type numbers, but the offense as a whole hasn't been as good and the defense is a lot worse. He really struggled against the dominant defensive front of Clemson and NC State has quite a front of their own, who will be playing with a chip on their shoulder after last year's 13-54 loss at Louisville.

The defensive numbers are better than they actually are because of their last two games against Kent State and Murray State, where they allowed a combined 230 total yards. This defense allowed 293 yards passing to Purdue, 384 to UNC and 316 to Clemson. NC State and junior QB Ryan Finley come in with the 24th ranked passing offense in the country at 293.0 ypg. Look for the Wolfpack to big up some big plays through the air that should allow some separation. Take NC State! 

5* NCAAF Vegas Insider 'NO LIMIT' Top Play on Michigan State -

I love the value here getting Michigan State as a slim 3-point favorite at home against the Hawkeyes. This is an ideal spot to fade Iowa off that huge Saturday night home game against No. 4 Penn State, which they let slip through their fingers on the final play of regulation. On the flip side of this, we get Michigan State in an ideal bounce back spot off a blowout loss at home to Notre Dame. 

Even if the situation was different, I would lay just a field goal at home with the Spartans. The biggest thing is I just don't think Iowa team is as good as people think. Sure they kept it close against the Nittany Lions, but they also beat Michigan in a similar spot a year ago and weren't that great. Wins over Wyoming, Iowa State and North Texas leave little to be desired. 

Also, that game against Penn State could have been a lot worse. Iowa's offense was atrocious for pretty much the entire first half and ran about has as many plays as the Nittany Lions. They could have just as easily lost by 20+. As for Michigan State, they were a lot more competitive against Notre Dame than the final score would lead on, as they outgained the Irish 496 to 355. They come in ranked 9th in the country in total defense, allowing just 254 ypg. If Iowa thought it was tough at home moving the ball against the Nittany Lions, they are in for a really long day on the road against a pissed of Spartans team. Take Michigan State! 

5* NCAAF Non-Conference 'GAME OF THE MONTH' on Pittsburgh +

I believe the fact that Oklahoma State has looked so impressive early and Pittsburgh is coming off a 14-33 loss at Penn State, the line has been inflated too much not to take the Panthers. The Cowboys have looked good, but let's not overreact to wins over a Tulsa team that is down this year and a South Alabama team that trailed Ole Miss 47-13 before a couple of late scores to make it seem respectable. 

Keep in mind that these two teams played last year at Oklahoma State and while the Cowboys won, they did so by a final of 45-38 and were a mere 3-pt favorite in that contest. 

If you didn't watch the Pitt/Penn St game you would think the Panthers got dominated on the field. That wasn't the case at all. Pitt actually outgained Penn State 342-312. You might also see they needed OT to escape with a  28-21 win at home against Youngstown State. That program played in the FCS Championship Game last year. 

I believe that if the Panthers can slow down the Nittany Lions and their explosive playmakers, they can do the same to the Cowboys. The fact that Oklahoma State has faced zero resistance from either defense they have faced could make it tough for them to adjust to actually having to work for first downs. Throw in a lookahead game against a now ranked TCU team and this game being in Pitt, I wouldn't be shocked if the Panthers won this one outright. Which is why I love them catching two touchdowns. Take Pittsburgh! 

5* NCAAF Friday Night 'NO LIMIT' Top Play on South Florida - 

The public is jumping on the Illinois bandwagon after their 20-7 win at home over Western Kentucky as a 7-point dog. They see too many points against a USF team that has failed to cover each of their first two games. I'm going to the other way here and backing the Bulls in what I feel will be a blowout. 

The thing with South Florida is expectations were sky-high this season, as most were calling for them to be undefeated. For them to struggle on the road against San Jose State and at home against Stony Brook is nothing to worry about. They knew they just had to show up to win those games. I expect to see a different intensity from this team when they take the field at home in a prime time night game on ESPN.

The win for Illinois of the Hilltoppers looks good on paper, but keep in mind that WKU is down this year with just 10 returning starters and most importantly lost head coach Jeff Brohm, who already appears to have had a huge impact on the Boilermakers.

Keep in mind the Illini could have easily lost their opener at home to Ball State, a game they trailed going into the 4th quarter and were outgained on the contest 375 to 216. I just don't see Illinois being able to keep pace offensively with Quinton Flowers and the Bulls high-powered offense. Take USF! 

5* Stanford/USC Pac-12 'GAME OF THE MONTH' on USC -

I think the books are setting a trap here and begging the public to load up on Stanford here, when the smart play is to take the Trojans at home in a huge revenge spot. The fact that USC struggled with Western Michigan has a lot of people second-guessing this team. On the flip side, Stanford left nothing to doubt in their 62-7 win over Rice, as McCaffrey's replacement, Bryce Love, racked up 180 yards on just 13 carries. 

Had P.J. Fleck still been on the sidelines for Western Michigan, I think that win over the Broncos wouldn’t feel like a disappointment. The thing is most of those kids were Fleck’s recruits and that team is a lot better than people think. You also have to think that USC was looking just a little ahead to this game. Not only do they have big time revenge against the Cardinal, but this feels like a must-win for their program if they want to get back to that elite level. 

The biggest thing a lot of people are going to see is how USC’s defense couldn’t stop the run against Western Michigan. They will assume that Stanford is going to be able to run all over them. A more focused and motivated Trojan defense should have a much better showing in this one. Keep in mind it’s the defense that feeds the most off the energy of the crowds in these big time nationally televised games.

As for the Cardinal’s blowout win over Rice, don’t read too much into that. The Owls’ program has been on a free fall of late and coming off a 3-9 campaign. They are once again picked to finish near the bottom of the C-USA.

I’m one that believes this USC team is the real deal. They have now won 10 straight dating back to last year’s 9-game winning streak to end the season. Of those 10 wins, 8 have come by more than a touchdown. Don't be surprised if this one turns into a blowout. Take USC!