Toledo is unbeaten at 7-0. But I'm not convinced the Rockets are better than Northern Illinois. 
The Huskies very well could have the better skill position players and defense. They are 19-6-2 ATS in their last 27 road games. This includes a 7-1-1 ATS mark the past nine times they've been a road underdog.  
Northern Illinois quarterback Drew Hare has a 13-to-3 touchdown-to-interception ratio and a 142 quarterback rating. Toledo quarterback Phillip Ely has a 15-to-7 touchdown-to-interception ratio and a 128.9 passer rating. 
The Huskies' three losses came to Central Michigan by 10 even though they outgained Central Michigan by 41 yards, by seven on the road to Ohio State and by three on the road to Boston College. 
The Huskies also have defeated the Rockets during the past five meetings.